324 E 2nd St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 324 E 2nd St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Dec 2008)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1127102008`

Property Details

APN / Parcel Number

Primary APN	`1127102008`
Alternative APN	`83276`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Account Number	83276
Street Address	324 E 2ND ST
City	ROCK FALLS
State	IL
Zip	61071-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB LOT 1 BLK B WOODWORTHS SUB LOT 22 BLK B 209400X
Legal Subdivision	WOODWORTHS SUBDIVISION
Legal Block	B
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	1
Census Block	1009
Census Tract	1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 E 2ND ST, ROCK FALLS, IL 61071-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage COMMUNITY ST BK/ROCK FALLS
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2008 · Amount on Record
Deed Sale	Dec 18, 2008 · Amount on Record
Deed Document Number	20089853-2008
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	324 E 2ND ST, ROCK FALLS, IL 61071-1302
Document Number	0000006605
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 E 2ND ST ROCK FALLS IL 610711302, ROCK FALLS, IL 61071-1302

Mortgage

Document Number	0000006605
Date	Nov 26, 2019
Instrument	6605

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	324 E 2ND ST, ROCK FALLS, IL 61071-1302
Document Number	0000002616
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 E 2ND ST ROCK FALLS IL 610711302, ROCK FALLS, IL 61071-1302

Mortgage

Document Number	0000002616
Date	May 10, 2017
Instrument	2616

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 9, 2027

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,859.00	$37,039 Land $4,261 Building $32,778
2024			$111,117 Land $12,783 Building $98,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures