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320 E 2nd St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 320 E 2nd St, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Dec 2020)
Tax Bill$3,126 (2025)
Deeds & MortgagesDec 2020 Sale
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1127102006

Property Details

APN / Parcel Number

Primary APN1127102006
Alternative APN
  • 106984

Exterior

Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide

Location & Zoning

Account Number106984
Street Address320 E 2ND ST
CityROCK FALLS
StateIL
Zip61071-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB LOT 1 BLK B WOODWORTHS SUB B LOT 20 BLK B 209200X
Legal SubdivisionWOODWORTHS SUBDIVISION
Legal BlockB
Legal Lot Number1,20
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group1
Census Block1009
Census Tract1500

Owner

Source: Whiteside County records · APN 1127102006

Assessment roll updated May 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 E 2ND ST, ROCK FALLS, IL 61071-1302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Sep 18, 2019Deed of Trust, Mortgage · Line of Credit
MIDLAND STATES BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Prior SaleMar 01, 2005 · Amount on Record
Deed Document Number20208099
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateDec 10, 2020
Property Address320 E 2ND ST, ROCK FALLS, IL 61071-1302
Document Number0000008099
Instrument DateNov 19, 2020
Instrument8099
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$143.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 1/2 BROADWAY AVE STERLING IL 610813852, STERLING, IL 61081-3852

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address320 E 2ND ST, ROCK FALLS, IL 61071-1302
Document Number0000005141
Instrument DateSep 18, 2019
Transaction TypeMortgage
Record UpdatedOct 03, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address320 E 2ND ST ROCK FALLS IL 610711302, ROCK FALLS, IL 61071-1302

Mortgage

Document Number0000005141
DateSep 23, 2019
Instrument5141
Lender
NameMIDLAND STATES BK
TypeBank
AddressROCK FALLS, IL 61071
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 22, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,126.00$34,465 Land $4,261 Building $30,204
2024$103,395 Land $12,783 Building $90,612

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2018 · other causes

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Surf Air Wireless
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: JAB Wireless.

Based on FCC filings for 210 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROCK FALLS
serves 8,620 people
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 2nd St

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