322 E 2nd St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 322 E 2nd St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$59,500 (Jan 2006)
Tax Bill	$713 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1127102007`

Property Details

APN / Parcel Number

Primary APN	`1127102007`
Alternative APN	`101692`

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Account Number	101692
Street Address	322 E 2ND ST
City	ROCK FALLS
State	IL
Zip	61071-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB LOT 1 BLK B WOODWORTHS SUB LOT 21 BLK B 209300X
Legal Subdivision	WOODWORTHS SUBDIVISION
Legal Block	B
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	1
Census Block	1009
Census Tract	1500

Owner

Source: Whiteside County records · APN 1127102007

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	322 E 2ND ST, ROCK FALLS, IL 61071-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2006 · Amount on Record
Deed Sale	Jan 17, 2006 · Amount on Record
Deed Document Number	2006405-2006
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	322 E 2ND ST, ROCK FALLS, IL 61071-1302
Document Number	0000000177
Instrument Date	Jan 07, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E 2ND ST ROCK FALLS IL 610711302, ROCK FALLS, IL 61071-1302

Mortgage

Document Number	0000000177
Date	Jan 11, 2019
Instrument	177

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00	$27,819 Land $4,261 Building $23,558
2024			$83,457 Land $12,783 Building $70,674

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950015001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2018 · other causes

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 210 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Air Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: JAB Wireless.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ROCK FALLS serves 8,620 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.