324 Bay Front Dr, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 324 Bay Front Dr, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,080 sqft · built 1996
Lot Size	2.41 acres (104,980 sqft)
Owner	Individual Name on Record
Last Sale	$549,900 (Apr 2019)
Tax Bill	$6,376 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-032-90082904`

Property Details

APN / Parcel Number

Primary APN	`03-032-90082904`
Alternative APNs	`3-032-90082904` `03290082904`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	615 sqft
Basement Area	710 sqft
Finished Basement	710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	104,980 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Deck Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03290082904
Street Address	324 BAY FRONT DR
City	PASADENA
State	MD
Zip	21122-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 WALTJEN PROPERTY
Legal Subdivision	WALTJEN PROPERTY
Legal Block	2
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	731303

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 BAY FRONT DR, PASADENA, MD 21122-6204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage OVM FINANCIAL INC
Apr 22, 2019	Grant Deed, Transfer · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	Feb 2, 2000
Deed Book / Page	33059 / 266
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	0301090272
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	324 BAY FRONT DR, PASADENA, MD 21122-6204
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0400900030
Date	Nov 30, 2023
Book Page	40090/30

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	324 BAY FRONT DR, PASADENA, MD 21122-6204
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	VELOCITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 BAY FRONT DR, PASADENA, MD 21122-6204

Mortgage

Document Number	0360280384
Date	Jan 27, 2021
Book Page	36028/384

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 22, 2019
Property Address	324 BAY FRONT DR, PASADENA, MD 21122-6204
Document Number	0330590266
Book / Page	033059 / 000266
Instrument Date	Apr 12, 2019
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NAT'L TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 BAY FRONT DR PASADENA MD 211226204, PASADENA, MD 21122-6204

Mortgage

Document Number	330590271
Date	Apr 22, 2019
Book Page	033059/000271

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,533 (+5.79%)	$623,900 (-) Land $294,700 Building $329,200
2025	$6,376.00 (+2.05%) Homeowner's exemption	$559,167 (+8.78%)	$623,900 (+18.43%) Land $294,700 Building $329,200
2024	$6,248.00 (+12.46%)
2023	$5,556.00 Homeowner's exemption	$514,033	$526,800 Land $294,700 Building $232,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Nearby Flood Policies	66 in force
Nearby Flood Claims	76 (1979–2024)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 44 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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