323 Bay Front Dr, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 323 Bay Front Dr, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,172 sqft · built 1930
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$611,100 (Mar 2020)
Tax Bill	$9,301 (2025)
Deeds & Mortgages	Sep 2025 Transfer Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-032-16628500`

Property Details

APN / Parcel Number

Primary APN	`03-032-16628500`
Alternative APNs	`3-032-16628500` `03216628500`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,172 sqft Living Area
1st Floor Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
View / Lot	Waterfront
Deck Area	72 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03216628500
Street Address	323 BAY FRONT DR
City	PASADENA
State	MD
Zip	21122-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 11 12 ARCADIA
Legal Subdivision	ARCADIA
Legal Block	2
Legal Lot Number	11
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	731303

Owner

323 Bay Front Dr is owned and occupied by two individuals who acquired it in August 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 BAY FRONT DR, PASADENA, MD 21122-6203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Intrafamily Transfer, Transfer
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Mar 12, 2020	Grant Deed, Transfer MID ATLANTIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on File
Deed Sale	Mar 12, 2020 · Amount on File
Prior Sale	Nov 8, 2006
Deed Book / Page	34311 / 416
Last Transfer Date	Aug 27, 2025
Transfer Doc	0416520297
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 17, 2025
Property Address	323 BAY FRONT DR, PASADENA, MD 21122-6203
Document Number	0416520297
Book / Page	41652 / 297
Map Reference	MB 12 FO 17
Instrument Date	Aug 27, 2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 BAY FRONT DR, PASADENA, MD 21122-6203

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	323 BAY FRONT DR, PASADENA, MD 21122-6203
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345080465
Date	Apr 30, 2020
Book Page	34508/465

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 12, 2020
Property Address	323 BAY FRONT DR, PASADENA, MD 21122-6203
Document Number	0343110416
Book / Page	034311 / 000416
Instrument Date	Mar 6, 2020
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	MID ATLANTIC TITLE

Transaction

Amount	Amount on Record
Tax	$611.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 BAY FRONT DR PASADENA MD 211226203, PASADENA, MD 21122-6203

Tax Assessment & Valuation

The 2025 property tax bill for 323 Bay Front Dr was $9,301, up 3.7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$833,167 (+4.09%)	$865,900 (-) Land $540,000 Building $325,900
2025	$9,301.00 (+3.71%)	$800,433	$865,900 Land $540,000 Building $325,900
2024	$8,968.00 (+14.69%)
2023	$7,819.00	$716,100	$767,700 Land $525,000 Building $242,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Bay Front Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Nearby Flood Policies	66 in force
Nearby Flood Claims	76 (1979–2024)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 44 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 323 Bay Front Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Front Dr

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