309 Bay Front Dr, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 309 Bay Front Dr, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,484 sqft · built 2014
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2012)
Tax Bill	$10,048 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-032-10056875`

Property Details

APN / Parcel Number

Primary APN	`03-032-10056875`
Alternative APNs	`3-032-10056875` `03210056875`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,484 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	368 sqft
Deck Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03210056875
Street Address	309 BAY FRONT DR
City	PASADENA
State	MD
Zip	21122-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 3 4 ARCADIA
Legal Subdivision	ARCADIA
Legal Block	2
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	731303

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 BAY FRONT DR, PASADENA, MD 21122-6203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TOWER FCU
Jul 8, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2012 · Amount on Record
Deed Sale	Sep 17, 2012 · Amount on Record
Prior Sale	Sep 22, 2003
Deed Book / Page	25115 / 76
Last Transfer Date	Aug 18, 2021
Transfer Doc	0375550194
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 17, 2021
Property Address	309 BAY FRONT DR, PASADENA, MD 21122-6203
Document Number	0375550194
Book / Page	37555 / 194
Map Reference	MB 2 FO 17
Instrument Date	Aug 18, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TOWER TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	309 BAY FRONT DR, PASADENA, MD 21122-6203

Mortgage

Document Number	37555198
Date	Sep 17, 2021
Instrument	37555/198

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2031

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	309 BAY FRONT DR, PASADENA, MD 21122-6203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0333140491
Date	Jul 8, 2019
Book Page	33314/491

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 28, 2024

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,069,433 (+4.2%)	$1,112,500 (-) Land $540,000 Building $572,500
2025	$10,048.00 (+1.86%) Homeowner's exemption	$1,026,367 (+11.85%)	$1,112,500 (+13.14%) Land $540,000 Building $572,500
2024	$9,865.00 (+9.09%)
2023	$9,043.00 Homeowner's exemption	$917,600	$983,300 Land $525,000 Building $458,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Nearby Flood Policies	66 in force
Nearby Flood Claims	76 (1979–2024)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 44 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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