San Joaquin County property record for 3238 Jake St, Tracy, CA 95377 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,611 sqft · built 2023 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $945,500 (Oct 2023) |
| Tax Bill | $15,294 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-810-180-000 |
| Primary APN | 240-810-180-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,611 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,800 sqft (0.133 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3238 JAKE ST |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 TOWN & COUNTRY TRACT 4007 |
| Legal Tract | 4007 |
| Legal Lot Number | 61 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 5213 |
Source: San Joaquin County records · APN 240-810-180-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3238 JAKE ST, TRACY, CA 95377-8936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOAN FACTORY INC |
| Oct 31, 2023 | Grant Deed, Transfer · Conventional Mortgage NFM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on Record |
| Deed Sale | Oct 31, 2023 · Amount on Record |
| Deed Document Number | 2023-088750 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3238 JAKE ST, TRACY, CA 95377-8936 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3238 JAKE ST, TRACY, CA 95377-8936 |
| Document Number | 0000094768 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 2025-094768 |
| Name | LOAN FACTORY INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN JOSE, CA 95122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 31, 2023 |
| Property Address | 3238 JAKE ST, TRACY, CA 95377-8936 |
| Document Number | 0000088750 |
| Map Reference | MB 43 PG 169 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023-088750 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3238 JAKE ST, TRACY, CA 95377-8936 |
| Document Number | 0000088751 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023-088751 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Margin | 3 |
| Max Rate | 11.2% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,294.00 (+195.88%) | $964,138 (+2,547.71%) Land $290,700 Building $673,438 |
| 2023 | $5,169.00 (+1,228.79%) | $36,414 Land $36,414 |
| 2022 | $389.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | High above 80% of the US · above 58% of California |
|---|---|
| Wildfire Likelihood | About 1 in 164 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 2,000 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 200 / 40 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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