Cass County property record for 32356 Hilltop Rd, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,344 sqft · built 2000 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $151,000 (Oct 2019) |
| Tax Bill | $535 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-130-226-007-01 |
| Primary APN | 14-130-226-007-01 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,344 sqft Building Perimeter |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Street Address | 32356 HILLTOP RD |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-8996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-396 P-659 1164D-4 LOTS 7 & 8 BLK 11 WILDWOOD. |
| Legal Subdivision | WILDWOOD |
| Legal Block | 11 |
| Legal Lot Number | 7,8 |
| Jurisdiction | CASS MI |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1902 |
Source: Cass County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2528 W 109TH PL, CHICAGO, IL 60655-1207 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Prior Sale | Dec 16, 2008 · Amount on Record |
| Deed Book / Page | 1162 / 1108 |
| Prior Transfer Date | Jun 30, 2008 |
| Prior Transfer Doc | 0980/1732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Oct 22, 2019 |
| Property Address | 32356 HILLTOP RD, DOWAGIAC, MI 49047-8996 |
| Document Number | 01162/1108 |
| Book / Page | 1162 / 1108 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,298.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2528 W 109TH PL, CHICAGO, IL 60655-1207 |
| Document Number | 0011621113 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 1162/1113 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Cass County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Silver Creek Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,200 (+1.19%) | $136,400 (+1.19%) | |
| 2025 | $535.00 (-74.93%) | $67,400 (+3.06%) Land $67,400 | $134,800 (+3.06%) Land $134,800 |
| 2024 | $2,134.00 (+9.38%) | ||
| 2023 | $65,400 | $130,800 | |
| 2022 | $1,951.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sister Lakes Cable Fiber | 2,048 / 1,024 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Midwest Energy & Communications, Verizon.
5G (outdoors only) and 4G LTE
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