Cass County property record for 32344 Hilltop Rd, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1981 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Sep 2015) |
| Tax Bill | $421 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-130-224-013-00 |
| Primary APN | 14-130-224-013-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 672 sqft Building Perimeter |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 32344 HILLTOP RD |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-8996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 380479 1164-A-04 5S-16W LOT 13 BLK 9 WILDWOOD. |
| Legal Subdivision | WILDWOOD |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Jurisdiction | CASS MI |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1902 |
Source: Cass County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32344 HILLTOP RD, DOWAGIAC, MI 49047-8996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2015 · Amount on Record |
| Deed Sale | Sep 15, 2015 · Amount on Record |
| Deed Book / Page | 1096 / 112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 32344 HILLTOP RD, DOWAGIAC, MI 49047-8996 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32344 HILLTOP RD, DOWAGIAC, MI 49047-8996 |
| Document Number | 01232/1818 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 1232/1818 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Cass County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Silver Creek Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,700 (+13.66%) | $151,400 (+13.66%) | |
| 2025 | $421.00 (-53.84%) Homeowner's exemption | $66,600 (+31.36%) Land $66,600 | $133,200 (+31.36%) Land $133,200 |
| 2023 | $50,700 | $101,400 | |
| 2022 | $912.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sister Lakes Cable Fiber | 2,048 / 1,024 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Midwest Energy & Communications, Verizon.
5G (outdoors only) and 4G LTE
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