3234 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3234 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,858 sqft Heated Area
Lot Size	100,188 sqft (2.3 acres)
Occupancy	Owner Occupied
Last Sale	$174,900 (2013)
Tax Bill	$2,400.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98247`
Alternative APN	`302631495000010100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,858 sqft Heated Area
Gross Area	2,576 sqft Gross Area
1st Floor	1,858 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	100,188 sqft (2.3 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	616 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	110 sqft Shed
Porch	Open Porch
Porch Area	102 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98247
Street Address	3234 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8125
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 52 E 357.5 FT OF LOT 10 LESS S 35 FT & LESS E 12.5 FT FOR R/W
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	4950
Legal Block	1
Legal Lot Number	10
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 98247

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3234 PACKARD AVE, SAINT CLOUD, FL 34772-8125
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2013 · Amount on Record
Deed Sale	May 29, 2013 · Amount on Record
Prior Sale	Apr 12, 2005 · Amount on Record
Deed Doc Number	2013084406
Deed Book / Page	4448 / 1436
Record Refreshed	Jun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 23, 2026
Property Address	3234 PACKARD AVE, SAINT CLOUD, FL 34772-8125
Document Number	0069410814
Book / Page	6941 / 814
Map Reference	MB 1 PG 395
Instrument Date	Mar 09, 2026
Instrument	2026037588
Transaction Type	Transfer
Record Updated	Apr 01, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4815 WREN DR, SAINT CLOUD, FL 34772-7530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 WREN DR, SAINT CLOUD, FL 34772-7530

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,400.00 (+8.89%) Homeowner's exemption	$162,691 (+5.99%)	$395,300 (+3.27%) Land $116,200 Building $279,100
2023	$2,204.00 (+5.05%) Homeowner's exemption	$153,501 (+3%)	$382,800 (+20.08%) Land $116,200 Building $266,600
2022	$2,098.00 Homeowner's exemption	$149,031	$318,800 Land $92,000 Building $226,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 521 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.