Osceola County property record for 3175 Packard Ave, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 209,523 sqft (4.81 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $213,000 (2019) |
| Tax Bill | $2,595.00 (2024) |
| Primary APN | 19-26-31-4950-0001-1230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,512 sqft Gross Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 209,523 sqft (4.81 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 936 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 30 sqft Shed |
| Porch Area | 216 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3175 PACKARD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8107 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S L & I C PB B PG 25 LOT 123 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | S L & I C |
| Legal Block | 1 |
| Legal Lot Number | 123 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 43304 |
Source: Osceola County records · APN 19-26-31-4950-0001-1230
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3175 PACKARD AVE, SAINT CLOUD, FL 34772-8107 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Jan 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on Record |
| Deed Sale | Jan 18, 2019 · Amount on Record |
| Prior Sale | Sep 10, 2013 · Amount on Record |
| Deed Doc Number | 20197915 |
| Deed Book / Page | 5465 / 911 |
| Prior Transfer Date | Aug 13, 2013 |
| Prior Transfer Doc | 0045340185 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3175 PACKARD AVE, SAINT CLOUD, FL 34772-8107 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3175 PACKARD AVE, SAINT CLOUD, FL 34772-8107 |
| Document Number | 0060850404 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 6085/404 |
| Instrument | 2021175914 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 18, 2019 |
| Property Address | 3175 PACKARD AVE, SAINT CLOUD, FL 34772-8107 |
| Document Number | 0054650911 |
| Book / Page | 005465 / 000911 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 7915 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,491.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3175 PACKARD AVE ST CLOUD FL 347728107, ST CLOUD, FL 34772-8107 |
| Document Number | 54650912 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 005465/000912 |
| Instrument | 7916 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,749.00 (+5.93%) Homeowner's exemption | $187,887 (+5.99%) | $273,000 (+8.59%) Land $178,000 Building $95,000 |
| 2024 | $2,595.00 (+2.33%) | ||
| 2023 | $2,536.00 (+4.79%) Homeowner's exemption | $177,274 (+3%) | $251,400 (+13.4%) Land $158,700 Building $92,700 |
| 2022 | $2,420.00 Homeowner's exemption | $172,111 | $221,700 Land $153,900 Building $67,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 510 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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