Osceola County property record for 3246 Packard Ave, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Custom Design |
| Year Built | Built 2022 |
| Square Footage | 1,904 sqft Living Area |
| Lot Size | 107,593 sqft (2.47 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $5,415.00 (2025) |
| Primary APN | 30-26-31-5070-0001-0235 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,904 sqft Living Area |
| 1st Floor | 1,904 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 107,593 sqft (2.47 acres) |
| Heating System | HVAC Heating |
|---|
| Street Address | 3246 PACKARD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8125 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | ST CLOUD MANOR EST UN 1 PB 1 PG 363 A PORTION OF LOT 23: BEG AT A PT ON N/L & 7.50 FT W OF NE COR OF LOT 23, N88-50-56W 637.13 FT, S00-04-24E 332.19 FT, S88-51-30E 287.36 FT, N00-02-38W 297.13 FT, S88-50-56E 349.70 FT, N00-12-17W 35 FT TO POB |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 43304 |
Source: Osceola County records · APN 30-26-31-5070-0001-0235
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3246 PACKARD AVE, SAINT CLOUD, FL 34772-8125 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Jul 08, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Apr 18, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 15, 2022 |
| Transfer Doc | 0061951286 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3246 PACKARD AVE, SAINT CLOUD, FL 34772-8125 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4866 ZION DR, SAINT CLOUD, FL 34772-7734 |
| Document Number | 0062481328 |
|---|---|
| Date | Jul 08, 2022 |
| Book Page | 6248/1328 |
| Instrument | 2022106424 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 18, 2022 |
| Property Address | 3246 PACKARD AVE, SAINT CLOUD, FL 34772-8125 |
| Document Number | 0061951286 |
| Book / Page | 6195 / 1286 |
| Map Reference | MB 1 PG 363 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022060426 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3269 LA SALLE AVE, 3269, SAINT CLOUD, FL 34772-8132 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 3246 PACKARD AVE, SAINT CLOUD, FL 34772-8125 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,415.00 (+3.08%) Homeowner's exemption | $380,300 (+208.18%) Land $118,500 Building $261,800 | $380,300 (+208.18%) Land $118,500 Building $261,800 |
| 2024 | $5,253.00 (+150.74%) | ||
| 2023 | $2,095.00 (+62.4%) | $123,400 (+24.9%) Land $118,500 Building $4,900 | $123,400 (+24.9%) Land $118,500 Building $4,900 |
| 2022 | $1,290.00 | $98,800 Land $93,900 Building $4,900 | $98,800 Land $93,900 Building $4,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 521 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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