Osceola County property record for 3233 Wauseon Dr, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,166 sqft · built 2019 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,821 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-26-31-3444-0001-1020 |
| Primary APN | 20-26-31-3444-0001-1020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,166 sqft Living Area |
| Gross Area | 3,756 sqft |
| 1st Floor Area | 1,362 sqft |
| Upper Floors Area | 1,804 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Porch | Slab |
| Porch Area | 138 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3233 WAUSEON DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 102 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | HANOVER LAKES PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 102 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 20-26-31-3444-0001-1020
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3233 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Dec 04, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS |
| Jun 03, 2019 | Grant Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Jun 04, 2019 | Correction Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 19, 2026 |
| Property Address | 3233 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0000080894 |
| Book / Page | 6990 / 2790 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202680894 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3233 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0000080894, |
|---|---|
| Date | Jun 19, 2026 |
| Book Page | 6990/2790 |
| Instrument | 202680894 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 04, 2019 |
| Property Address | 3233 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0056340420 |
| Book / Page | 005634 / 000420 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 156888 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,717.71 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3233 WAUSEON DR ST CLOUD FL 347728971, ST CLOUD, FL 34772-8971 |
| Document Number | 56340422 |
|---|---|
| Date | Dec 04, 2019 |
| Book Page | 005634/000422 |
| Instrument | 156889 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 03, 2019 |
| Property Address | 3233 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0055340291 |
| Book / Page | 005534 / 000291 |
| Instrument Date | May 29, 2019 |
| Instrument | 70938 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2019 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,821.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Investor | Possibly a Property Investor |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 04, 2019 |
| Property Address | 3233 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0055342962 |
| Book / Page | 005534 / 002962 |
| Instrument Date | May 29, 2019 |
| Instrument | 71562 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,821.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,821.00 (+6.57%) Homeowner's exemption | $278,272 (+5.99%) | $481,400 (+1.16%) Land $100,000 Building $381,400 |
| 2023 | $5,462.00 (+2.53%) Homeowner's exemption | $262,554 (+3%) | $475,900 (+25.97%) Land $95,000 Building $380,900 |
| 2022 | $5,327.00 Homeowner's exemption | $254,907 | $377,800 Land $80,000 Building $297,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 173 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 641 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
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