Osceola County property record for 3229 Wauseon Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,699 sqft · built 2020 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jul 2024) |
| Tax Bill | $7,208 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202631344400011010 |
| Primary APN | 202631344400011010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,699 sqft Heated Area |
| Gross Area | 2,338 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3229 WAUSEON DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 101 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | HANOVER LAKES |
| Legal Phase | 2 |
| Legal Tract | 3444 |
| Legal Lot Number | 101 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 202631344400011010
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 07, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 20, 2020 | Special Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Jan 28, 2020 | Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK |
| Oct 23, 2019 | Grant Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2024 · Amount on Record |
| Deed Sale | Jul 03, 2024 · Amount on Record |
| Prior Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 2024087658 |
| Deed Book / Page | 6628 / 631 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0065290585 |
|---|---|
| Date | Jan 05, 2024 |
| Book Page | 6529/585 |
| Instrument | 2024001473 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0064371570 |
|---|---|
| Date | Jul 07, 2023 |
| Book Page | 6437/1570 |
| Instrument | 2023087982 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0063470822 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 6347/822 |
| Instrument | 2023007870 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0062391358 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 6239/1358 |
| Instrument | 2022098792 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Aug 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 20, 2020 |
| Property Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0057572114 |
| Book / Page | 5757 / 2114 |
| Map Reference | MB 27 PG 30-32 |
| Instrument Date | Jul 01, 2020 |
| Instrument | 2020094207 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | TRINITY TTL CO OF CTRL FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0057572116 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 5757/2116 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0056672860 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Document Number | 0056672860 |
|---|---|
| Date | Feb 03, 2020 |
| Book Page | 005667/002860 |
| Instrument | 16365 |
| Name | AMERICAN MOMENTUM BK |
|---|---|
| Type | Bank |
| Address | 500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 23, 2019 |
| Property Address | 3229 WAUSEON DR, SAINT CLOUD, FL 34772-8971 |
| Document Number | 0056110776 |
| Book / Page | 005611 / 000776 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 137641 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2019 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,633.46 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,208.00 (+31.51%) Homeowner's exemption | $355,800 (+34.96%) Land $100,000 Building $255,800 | $355,800 (+1.51%) Land $100,000 Building $255,800 |
| 2023 | $5,481.00 (+2.53%) Homeowner's exemption | $263,633 (+3%) | $350,500 (+20.65%) Land $95,000 Building $255,500 |
| 2022 | $5,346.00 Homeowner's exemption | $255,955 | $290,500 Land $80,000 Building $210,500 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 147 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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