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3217 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3217 Wauseon Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,580 sqft · built 2020
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$341,400 (Oct 2020)
Tax Bill$9,388 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Aug 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN202631344400010980

Property Details

APN / Parcel Number

Primary APN202631344400010980

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,580 sqft Heated Area
Gross Area3,186 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3217 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 98
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase2
Legal Tract3444
Legal Lot Number98
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631344400010980

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2737 GREENLANDS ST, SAINT CLOUD, FL 34772-7855
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Special Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Aug 19, 2020Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK
May 14, 2020Grant Deed, Transfer
TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2020 · Amount on Record
Deed SaleOct 28, 2020 · Amount on Record
Prior SaleMay 14, 2020 · Amount on Record
Deed Document Number2020146250
Deed Book / Page5821 / 1137
Record UpdatedJun 08, 2026

October 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 28, 2020
Property Address3217 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Document Number0058211137
Book / Page5821 / 1137
Map ReferenceMB 27 PG 30-32
Instrument DateOct 26, 2020
Instrument2020146250
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyPROFESSIONAL TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,389.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
Address2706 143RD ST SE, MILL CREEK, WA 98012-5014

Mortgage

Document Number0058211139
DateOct 28, 2020
Instrument5821/1139
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3217 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Document Number0057770734
Instrument DateAug 19, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number0057770734
DateAug 19, 2020
Book Page005777/000734
Instrument109472
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 14, 2020
Property Address3217 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Document Number0057221426
Book / Page005722 / 001426
Instrument DateMay 14, 2020
Instrument64283
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

AmountAmount Recorded
Tax$559.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,388.00 (+11.9%)$434,500 (+1.26%) Land $100,000 Building $334,500$434,500 (+1.26%) Land $100,000 Building $334,500
2023$8,390.00 (+10.74%)$429,100 (+20.77%) Land $95,000 Building $334,100$429,100 (+20.77%) Land $95,000 Building $334,100
2022$7,576.00$355,300 Land $80,000 Building $275,300$355,300 Land $80,000 Building $275,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Lumen Technologies, Verizon.

Based on FCC filings for 147 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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