3232 Espada, New Braunfels, TX 78132 Property Records

Comal County property record for 3232 Espada, New Braunfels, TX 78132

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,188 sqft · built 2006
Lot Size	0.188 acres (8,185 sqft)
Owner	Individual Name on File
Last Sale	$198,900 (Mar 2013)
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-0489-0342-00`

Property Details

APN / Parcel Number

Primary APN	`35-0489-0342-00`
Alternative APN	`132338`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,188 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	2,189 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,185 sqft (0.188 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3232 ESPADA
City	NEW BRAUNFELS
State	TX
Zip	78132-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISSION HILLS RANCH 4, BLOCK B, LOT 14
Legal Subdivision	MISSION HILLS RANCH 4
Legal Block	B
Legal Lot Number	14
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1002
Census Tract	310707

Owner

3232 Espada is owned and occupied by an individual who acquired it in August 2026.

Source: Comal County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3232 ESPADA, NEW BRAUNFELS, TX 78132-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2013 · Amount on File
Deed Sale	Mar 28, 2013 · Amount on File
Prior Sale	Jan 8, 2007 · Amount on File
Deed Document Number	201313274
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000026319
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	COMAL TX
Recording Date	Aug 31, 2026
Property Address	3232 ESPADA, NEW BRAUNFELS, TX 78132-2902
Document Number	0000026319
Instrument Date	Aug 26, 2026
Instrument	202626319
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 ESPADA, NEW BRAUNFELS, TX 78132-2902

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3232 ESPADA, NEW BRAUNFELS, TX 78132-2902
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 ESPADA, NEW BRAUNFELS, TX 78132-2902

Mortgage

Document Number	0006034487
Date	Jul 29, 2022
Instrument	202206034487

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3232 Espada was $4,643, down 3.1% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	New Braunfels City
Unified School District	New Braunfels Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,660 (-5.88%) Land $78,080 Building $278,580	$356,660 (-5.88%) Land $78,080 Building $278,580
2025	$4,643.00 (-3.09%) Homeowner's exemption	$378,960 Land $113,200 Building $265,760	$378,960 Land $113,200 Building $265,760
2024	$4,791.00
2023		$397,680 Land $113,200 Building $284,480	$397,680 Land $113,200 Building $284,480
2018	$4,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3232 Espada in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3232 Espada is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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