3231 Espada, New Braunfels, TX 78132 Property Records

Comal County property record for 3231 Espada, New Braunfels, TX 78132

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,177 sqft · built 2006
Lot Size	0.204 acres (8,873 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,900 (Aug 2018)
Tax Bill	$6,228 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-0489-0319-00`

Property Details

APN / Parcel Number

Primary APN	`35-0489-0319-00`
Alternative APN	`132312`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,177 sqft Living Area
Gross Area	4,007 sqft
1st Floor Area	3,177 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,873 sqft (0.204 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3231 ESPADA
City	NEW BRAUNFELS
State	TX
Zip	78132-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISSION HILLS RANCH 4, BLOCK A, LOT 18
Legal Subdivision	MISSION HILLS RANCH 4
Legal Block	A
Legal Lot Number	18
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1016
Census Tract	310707

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3231 ESPADA, NEW BRAUNFELS, TX 78132-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Aug 13, 2018	Warranty Deed, Transfer TAR HEEL HOLDINGS LLC
Aug 6, 2018	Warranty Deed, Transfer · Commercial Mortgage VISTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	201831857
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3231 ESPADA, NEW BRAUNFELS, TX 78132-2902
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006000801
Date	Jan 6, 2022
Instrument	202206000801

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Aug 13, 2018
Property Address	3231 ESPADA, NEW BRAUNFELS, TX 78132-2902
Document Number	0006031857
Instrument Date	Aug 6, 2018
Instrument	6031857
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 ESPADA NEW BRAUNFELS TX 781322902, NEW BRAUNFELS, TX 78132-2902

Mortgage

Document Number	6031858
Date	Aug 13, 2018
Instrument	6031858

Lender

Name	TAR HEEL HOLDINGS LLC
Address	8418 WAYNE AVE, LUBBOCK, TX 79424-4029

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Aug 6, 2018
Property Address	3231 ESPADA, NEW BRAUNFELS, TX 78132-2902
Document Number	0006030566
Map Reference	VOL15 PG242-244
Instrument Date	Aug 6, 2018
Instrument	201806030566
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8418 WAYNE AVE, LUBBOCK, TX 79424-4029
Investor	Possibly a Property Investor

Mortgage

Document Number	0006030567
Date	Aug 6, 2018
Instrument	201806030567

Lender

Name	VISTA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 15, 2021

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	New Braunfels City
Unified School District	New Braunfels Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,950 (-4.1%) Land $81,630 Building $376,320	$457,950 (-4.1%) Land $81,630 Building $376,320
2025	$6,228.00 (-0.57%) Homeowner's exemption	$477,510 (-2.89%) Land $118,460 Building $359,050	$477,510 (-2.89%) Land $118,460 Building $359,050
2024	$6,264.00 (+5.44%)
2023		$491,700 Land $118,460 Building $373,240	$491,700 Land $118,460 Building $373,240
2018	$5,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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