3224 Espada, New Braunfels, TX 78132 Property Records

Comal County property record for 3224 Espada, New Braunfels, TX 78132

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,051 sqft · built 2006
Lot Size	0.153 acres (6,682 sqft)
Owner	2 Individual Names on File
Last Sale	$292,500 (Dec 2017)
Tax Bill	$5,632 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-0489-0340-00`

Property Details

APN / Parcel Number

Primary APN	`35-0489-0340-00`
Alternative APN	`132336`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,051 sqft Living Area
Gross Area	3,601 sqft
1st Floor Area	3,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,682 sqft (0.153 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3224 ESPADA
City	NEW BRAUNFELS
State	TX
Zip	78132-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISSION HILLS RANCH 4, BLOCK B, LOT 12
Legal Subdivision	MISSION HILLS RANCH 4
Legal Block	B
Legal Lot Number	12
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1002
Census Tract	310707

Owner

3224 Espada is owned and occupied by two individuals who bought it in December 2017.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3224 ESPADA, NEW BRAUNFELS, TX 78132-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	Jul 27, 2007 · Amount on File
Deed Document Number	201755909
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3224 ESPADA, NEW BRAUNFELS, TX 78132-2902
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006004791
Date	Feb 15, 2023
Instrument	202306004791

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Mar 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3224 ESPADA, NEW BRAUNFELS, TX 78132-2902
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	NOT AVAILABLE, CORRIDOR TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006027860
Date	May 24, 2021
Instrument	202106027860

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Dec 29, 2017
Property Address	3224 ESPADA, NEW BRAUNFELS, TX 78132-2902
Document Number	0006055909
Map Reference	VOL15 PG242-244
Instrument Date	Dec 28, 2017
Instrument	201706055909
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 ESPADA, NEW BRAUNFELS, TX 78132-2902

Mortgage

Document Number	0006055910
Date	Dec 29, 2017
Instrument	201706055910

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3224 Espada was $5,632 with a homeowner's exemption, down 0.7% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	New Braunfels City
Unified School District	New Braunfels Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,620 (-3.37%) Land $69,230 Building $356,390	$425,620 (-3.37%) Land $69,230 Building $356,390
2025	$5,632.00 (-0.74%) Homeowner's exemption	$440,450 Land $100,430 Building $340,020	$440,450 Land $100,430 Building $340,020
2024	$5,674.00
2023		$453,870 Land $100,430 Building $353,440	$453,870 Land $100,430 Building $353,440
2018	$5,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3224 Espada in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 Espada is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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