3230 Pico Pl, Clermont, FL 34715 Property Records

Lake County property record for 3230 Pico Pl, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,972 sqft · built 2014
Lot Size	0.461 acres (20,083 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Aug 2024)
Tax Bill	$5,621 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-26-2201-000-25400`

Property Details

APN / Parcel Number

Primary APN	`15-22-26-2201-000-25400`
Alternative APNs	`262215220100025400` `3841569`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,972 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,083 sqft (0.461 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3841569
Street Address	3230 PICO PL
City	CLERMONT
State	FL
Zip	34715-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VERDE RIDGE UNIT 2 PB 56 PG 42-46 LOT 254 ORB 6205 PG 2210 ORB 6388 PG 1545
Legal Range	26E
Legal Township	22S
Legal Section	15
Legal Subdivision	VERDE RIDGE UNIT
Legal Tract	F,G,H,I&K
Legal Lot Number	254
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1001
Census Tract	31321

Owner

3230 Pico Pl is owned and occupied by two individuals who bought it in August 2024.

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3230 PICO PL, CLERMONT, FL 34715-8008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Aug 23, 2019	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on File
Deed Sale	Aug 28, 2024 · Amount on File
Prior Sale	Sep 7, 2023 · Amount on File
Deed Document Number	2024100721
Deed Book / Page	6388 / 1545
Prior Transfer Date	Aug 20, 2024
Prior Transfer Doc	0063881545
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 7, 2023
Property Address	3230 PICO PL, CLERMONT, FL 34715-8008
Document Number	0062052210
Book / Page	6205 / 2210
Map Reference	MB 56 PG 42-46
Instrument Date	Aug 25, 2023
Instrument	2023108954
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	CONCIERGE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 HILLSIDE PARK ST, MINNEOLA, FL 34715-6165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 LASCALA DR, WINDERMERE, FL 34786-6024

Mortgage

Document Number	0062052212
Date	Sep 7, 2023
Instrument	6205/2212

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3230 PICO PL, CLERMONT, FL 34715-8008
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 PICO PL PI, PI, CLERMONT, FL 34715-8008

Mortgage

Document Number	0059060332
Date	Mar 2, 2022
Book Page	5906/332
Instrument	2022028493

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3230 PICO PL, CLERMONT, FL 34715-8008
Document Number	0053740125
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3230 PICO PL CLERMONT FL 347158008, CLERMONT, FL 34715-8008

Mortgage

Document Number	0053740125
Date	Nov 14, 2019
Book Page	005374/000125
Instrument	129185

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,220 (+2.9%)	$396,513 (-) Land $132,000 Building $264,513
2025		$381,170 Land $132,000 Building $249,170	$396,513 Land $132,000 Building $264,513
2024	$5,621.00 (+79.99%)
2023	$3,123.00 (+3.24%) Homeowner's exemption	$221,300 (+3%)	$341,826 (+3.33%) Land $77,000 Building $264,826
2022	$3,025.00 Homeowner's exemption	$214,860	$330,826 Land $66,000 Building $264,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3230 Pico Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3230 Pico Pl is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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