3225 Pico Pl, Clermont, FL 34715 Property Records

Lake County property record for 3225 Pico Pl, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,209 sqft · built 2014
Lot Size	0.424 acres (18,491 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (May 2018)
Tax Bill	$7,183 (2024)
Deeds & Mortgages	Oct 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-26-2201-000-25500`

Property Details

APN / Parcel Number

Primary APN	`15-22-26-2201-000-25500`
Alternative APN	`3841570`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,209 sqft Living Area
1st Floor Area	1,426 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	18,491 sqft (0.424 acres)
Garage Type	Finished
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3841570
Street Address	3225 PICO PL
City	CLERMONT
State	FL
Zip	34715-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE RIDGE UNIT 2 PB 56 PG 42-46 LOT 255 ORB 5106 PG 1050
Legal Range	26E
Legal Township	22S
Legal Section	15
Legal Subdivision	VERDE RIDGE UNIT 2
Legal Tract	F,G
Legal Lot Number	255
Legal Unit	2
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1001
Census Tract	31321

Owner

3225 Pico Pl is owned by an individual who bought it in May 2018.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	375 PALM SPRINGS DR APT 1104, 1104, ALTAMONTE SPRINGS, FL 32701-3534
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 8, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on File
Deed Sale	May 8, 2018 · Amount on File
Prior Sale	Jul 1, 2014 · Amount on File
Deed Document Number	2018053191
Deed Book / Page	5106 / 1050
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3225 PICO PL, CLERMONT, FL 34715-8008
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1447 MYRTLE OAKS TRL, OVIEDO, FL 32765-9500

Mortgage

Document Number	0058211200
Date	Oct 25, 2021
Book Page	5821/1200
Instrument	2021147301

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 8, 2018
Property Address	3225 PICO PL, CLERMONT, FL 34715-8008
Document Number	0051061050
Book / Page	5106 / 1050
Map Reference	MB 56 PG 42-46
Instrument Date	May 2, 2018
Instrument	2018053191
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 831, WINDERMERE, FL 34786-0831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 KATHY CT, NAPERVILLE, IL 60540-6369

Mortgage

Document Number	2018053192
Date	May 8, 2018
Instrument	2018053192

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$518,655 Land $132,000 Building $386,655	$518,655 Land $132,000 Building $386,655
2024	$7,183.00 (+7.21%)
2023	$6,700.00 (+6.26%)	$449,814 (+2.51%)	$449,814 (+2.51%) Land $77,000 Building $372,814
2022	$6,305.00	$438,814	$438,814 Land $66,000 Building $372,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3225 Pico Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3225 Pico Pl is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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