3205 Pico Pl, Clermont, FL 34715 Property Records

Lake County property record for 3205 Pico Pl, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,972 sqft · built 2013
Lot Size	0.315 acres (13,702 sqft)
Owner	2 Individual Names on File
Last Sale	$226,100 (Aug 2013)
Tax Bill	$5,911 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-26-2201-000-25700`

Property Details

APN / Parcel Number

Primary APN	`15-22-26-2201-000-25700`
Alternative APNs	`262215220100025700` `3841572`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,972 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,702 sqft (0.315 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3841572
Street Address	3205 PICO PL
City	CLERMONT
State	FL
Zip	34715-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VERDE RIDGE UNIT 2 PB 56 PG 42-46 LOT 257 ORB 4372 PG 1032
Legal Range	26E
Legal Township	22S
Legal Section	15
Legal Subdivision	VERDE RIDGE UNIT
Legal Tract	F,G,H,I&K
Legal Lot Number	257
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1001
Census Tract	31321

Owner

3205 Pico Pl is owned and occupied by two individuals who acquired it in July 2026.

Source: Lake County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3205 PICO PL, CLERMONT, FL 34715-8008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 26, 2018	Loan Modification, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2013 · Amount on File
Deed Sale	Aug 28, 2013 · Amount on File
Deed Document Number	201396861
Deed Book / Page	4372 / 1032
Last Transfer Date	Jul 23, 2026
Transfer Doc	0000099323
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE FL
Recording Date	Aug 12, 2026
Property Address	3205 PICO PL, CLERMONT, FL 34715-8008
Document Number	0000099323
Book / Page	6794 / 402
Instrument Date	Jul 23, 2026
Instrument	202699323
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3205 PICO PL, CLERMONT, FL 34715-8008

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3205 PICO PL, CLERMONT, FL 34715-8008
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053882112
Date	Dec 12, 2019
Book Page	5388/2112
Instrument	2019141097

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	3205 PICO PL, CLERMONT, FL 34715-8008
Document Number	0051022349
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 PICO PL CLERMONT FL 347158008, CLERMONT, FL 34715-8008

Mortgage

Document Number	0051022349
Date	May 1, 2018
Book Page	005102/002349
Instrument	50216

Lender

Name	WFB NA
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3205 Pico Pl was $5,911, up 6.2% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,255 (-) Land $120,000 Building $262,255	$382,255 (-) Land $120,000 Building $262,255
2025	$5,911.00 (+6.18%)	$382,255 Land $120,000 Building $262,255	$382,255 Land $120,000 Building $262,255
2024	$5,567.00 (+7.57%)
2023	$5,175.00 (+6.66%)	$332,478 (+3.1%)	$332,478 (+3.1%) Land $70,000 Building $262,478
2022	$4,852.00	$322,478	$322,478 Land $60,000 Building $262,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3205 Pico Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 Pico Pl is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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