Calvert County property record for 3230 Hickory Rdg Rd, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,288 sqft · built 1993 |
| Lot Size | 12.9 acres (564,538 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,553 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-110052 |
| Primary APN | 03-110052 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 564,538 sqft (12.9 acres) |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 147 sqft |
| Deck Area | 368 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 110052 |
|---|---|
| Street Address | 3230 HICKORY RIDGE RD |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 26 PLAT 4 CALVERT ESTS |
| Legal Subdivision | CALVERT ESTATES |
| Legal Lot Number | 26 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 860103 |
Source: Calvert County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3230 HICKORY RIDGE RD, DUNKIRK, MD 20754-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2008 |
| Deed Sale | Nov 19, 2008 |
| Prior Sale | Feb 23, 2007 |
| Deed Document Number | 200890954 |
| Deed Book / Page | 3218 / 650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3230 HICKORY RIDGE RD, DUNKIRK, MD 20754-9674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0055920032 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 5592/32 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3230 HICKORY RIDGE RD, DUNKIRK, MD 20754-9674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 3230 HICKORY RIDGE RD, DUNKIRK, MD 20754-9674 |
| Document Number | 0059520004 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 5952/4 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,167 (+10.89%) | $521,300 (+5.5%) Land $214,400 Building $306,900 | |
| 2025 | $5,553.00 (+17.8%) | ||
| 2023 | $4,714.00 | $453,767 | $494,100 Land $214,400 Building $279,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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