3175 Hickory Rdg Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3175 Hickory Rdg Rd, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,987 sqft · built 1989
Lot Size	9.43 acres (410,771 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Mar 2017)
Tax Bill	$7,440 (2023)
Deeds & Mortgages	May 2023 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`03-110117`

Property Details

APN / Parcel Number

Primary APN	`03-110117`
Alternative APNs	`3110117` `110117`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,987 sqft Total Area
1st Floor Area	2,445 sqft
Basement Area	970 sqft
Finished Basement	970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	410,771 sqft (9.43 acres)
Garage Type	Built-in
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	270 sqft
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	110117
Old Parcel Number	3110117
Street Address	3175 HICKORY RIDGE RD
City	DUNKIRK
State	MD
Zip	20754-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 31 PLAT 5 CALVERT ESTS
Legal Subdivision	CALVERT ESTATES
Legal Lot Number	31
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3000
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3175 HICKORY RIDGE RD, DUNKIRK, MD 20754-9673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
May 2, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Mar 16, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Prior Sale	Nov 30, 1995 · Amount on Record
Deed Document Number	172388
Deed Book / Page	4957 / 416
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3175 HICKORY RIDGE RD, DUNKIRK, MD 20754-9673
Transaction Type	Mortgage
Record Updated	Jun 7, 2023
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 HICKORY RIDGE RD, DUNKIRK, MD 20754

Mortgage

Document Number	0064360451
Date	May 23, 2023
Book Page	6436/451

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3175 HICKORY RIDGE RD, DUNKIRK, MD 20754-9673
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3175 HICKORY RIDGE RD, DUNKIRK, MD 20754-9673

Mortgage

Document Number	0064270444
Date	May 2, 2023
Book Page	6427/444

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3175 HICKORY RIDGE RD, DUNKIRK, MD 20754-9673
Document Number	0056170109
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3175 HICKORY RIDGE RD DUNKIRK MD 207549673, DUNKIRK, MD 20754-9673

Mortgage

Document Number	0056170109
Date	Jun 16, 2020
Book Page	005617/000109

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2035

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 16, 2017
Property Address	3175 HICKORY RIDGE RD, DUNKIRK, MD 20754-9673
Document Number	0049570416
Book / Page	4957 / 416
Map Reference	LB ABE1 FO379
Instrument Date	Mar 10, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3175 HICKORY RIDGE RD, DUNKIRK, MD 20754-9673

Mortgage

Document Number	0004957421
Date	Mar 16, 2017
Instrument	4957/421

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,440.00 Homeowner's exemption	$716,100	$799,300 Land $221,400 Building $577,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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