3220 Hickory Rdg Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3220 Hickory Rdg Rd, Dunkirk, MD 20754

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,995 sqft · built 1987
Lot Size5.33 acres (232,175 sqft)
Owner2 Individual Names on File
Last Sale$715,500 (Apr 2021)
Tax Bill$7,772 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-110044

Property Details

APN / Parcel Number

Primary APN03-110044
Alternative APNs
  • 3110044
  • 110044

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,995 sqft Total Area
Basement Area1,319 sqft
Finished Basement1,319 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area232,175 sqft (5.33 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area512 sqft
Deck Area476 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number110044
Street Address3220 HICKORY RIDGE RD
CityDUNKIRK
StateMD
Zip20754-9674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 25 PLAT 3 CALVERT ESTS
Legal SubdivisionPLAT 3 CALVERT ESTATES
Legal Lot Number25
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3000
Census Tract860103

Owner

3220 Hickory Rdg Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3220 HICKORY RIDGE RD, DUNKIRK, MD 20754-9674
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2021 · Amount on File
Deed SaleApr 7, 2021 · Amount on File
Prior SaleOct 5, 2004 · Amount on File
Deed Book / Page5922 / 347
Transfer Doc0000054461
Record UpdatedOct 29, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateApr 7, 2021
Property Address3220 HICKORY RIDGE RD, DUNKIRK, MD 20754-9674
Document Number0059220347
Book / Page5922 / 347
Map ReferenceMB ABE 1 FO 377
Instrument DateMar 31, 2021
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyAEDIS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,788.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3220 HICKORY RIDGE RD, DUNKIRK, MD 20754-9674

Mortgage

Document Number5922356
DateApr 7, 2021
Instrument5922/356
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3220 Hickory Rdg Rd was $7,772 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$714,467 (+2.11%)$744,000 (+6.33%) Land $217,300 Building $526,700
2025$7,772.00 Homeowner's exemption$699,700 Land $217,300 Building $482,400$699,700 Land $217,300 Building $482,400
2023$6,168.00$593,700$699,700 Land $217,300 Building $482,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3220 Hickory Rdg Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3220 Hickory Rdg Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Hickory Rdg Rd

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