Bay County property record for 3001 E 15th St, Panama City, FL 32405
| Property Type | Commercial Office |
|---|---|
| Details | 200 sqft · built 2019 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,709 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14824-020-000 |
| Primary APN | 14824-020-000 |
|---|
| Total Rooms | 1 Room |
|---|---|
| Building Area | 200 sqft Total Area |
| 1st Floor Area | 200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 69,260 sqft (1.59 acres) |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Street Address | 3001 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | 35 3S 14W -17.20- ST A B DEV CO PLAT COMM AT SW COR OF SEC TH RUN E |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ST ANDREWS BAY DEV CO |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1200 |
3001 E 15th St, a commercial property, is held in a trust since November 2016.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1534 GAINER AVE, PANAMA CITY, FL 32405-7407 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2016 |
| Deed Sale | Nov 1, 2016 |
| Deed Document Number | 0038482028 |
| Prior Transfer Date | Feb 25, 2016 |
| Prior Transfer Doc | 2016009348 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3001 E 15th St was $2,709.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,709.00 | $218,948 Land $207,495 Building $11,453 | $218,948 Land $207,495 Building $11,453 |
| 2023 | $2,777.00 (+23.37%) | $219,172 (+23.36%) Land $207,495 Building $11,677 | $219,172 (+23.36%) Land $207,495 Building $11,677 |
| 2022 | $2,251.00 | $177,673 Land $165,996 Building $11,677 | $177,673 Land $165,996 Building $11,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3001 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (2018–2020) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3001 E 15th St is moderate, ranking above 66% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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