Merced County property record for 323 Zarate Ct, Planada, CA 95365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,086 sqft · built 1995 |
| Lot Size | 0.138 acres (5,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Jun 2009) |
| Tax Bill | $1,375 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 053-301-001-000 |
| Primary APN | 053-301-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,086 sqft Living Area |
| Gross Area | 1,406 sqft |
| 1st Floor Area | 1,086 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,999 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 053-301-001 |
|---|---|
| Street Address | 323 ZARATE CT |
| City | PLANADA |
| State | CA |
| Zip | 95365-9102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15000 |
| Legal Description | SUNRISE TERR 2 LOT 1 |
| Legal Subdivision | SUNRISE TERRACE 02 |
| Legal Lot Number | 1 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | PLANADA-LE GRAND |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 1901 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9147 CASTRO ST, PLANADA, CA 95365 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Nov 15, 2017 | Grant Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2009 · Amount on Record |
| Deed Sale | Jun 5, 2009 · Amount on Record |
| Prior Sale | Dec 2, 2008 · Amount on Record |
| Deed Document Number | 200928441 |
| Last Transfer Date | Jul 30, 2010 |
| Transfer Doc | 0000028906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 323 ZARATE CT, PLANADA, CA 95365-9102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1704, PLANADA, CA 95365-1704 |
| Document Number | 0000019752 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022019752 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 15, 2017 |
| Property Address | 323 ZARATE CT, PLANADA, CA 95365-9102 |
| Document Number | 0000038891 |
| Map Reference | MB 42 PG 1-4 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 2017-038891 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9147 CASTRO ST, 9147, PLANADA, CA 95365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000038892 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 2017-038892 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Secondary School District | Le Grand Union High School District (09 - 12) |
| Elementary School District | Planada Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $116,052 (+2%) Land $46,420 Building $69,632 | |
| 2025 | $1,375.00 (+3.15%) | $113,777 (+4.04%) Land $45,510 Building $68,267 |
| 2023 | $1,333.00 (+5.38%) | $109,361 Land $43,744 Building $65,617 |
| 2022 | $1,265.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 228.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 13 (1982–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLANADA CSD serves 4,164 people · EPA ID CA2410007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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