281 Zarate Ct, Planada, CA 95365 Property Records

Merced County property record for 281 Zarate Ct, Planada, CA 95365

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 858 sqft · built 1995
Lot Size	0.115 acres (5,033 sqft)
Owner	2 Owner Names on File
Last Sale	$39,000 (Jan 2010)
Tax Bill	$643 (2025)
Flood Zone	Zone AH (high risk)
APN	`053-301-005-000`

Property Details

APN / Parcel Number

Primary APN	`053-301-005-000`
Alternative APN	`053301005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	858 sqft Living Area
Gross Area	1,077 sqft
1st Floor Area	858 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	5,033 sqft (0.115 acres)
Garage Type	Attached
Garage Area	219 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	053301005
Street Address	281 ZARATE CT
City	PLANADA
State	CA
Zip	95365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE TERR 2 LOT 5
Legal Subdivision	SUNRISE TERRACE 02
Legal Lot Number	5
Jurisdiction	MERCED CA
Township / Civil Division	PLANADA-LE GRAND
Census Block Group	4
Census Block	4015
Census Tract	1901

Owner

Source: Merced County records · APN 053-301-005-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 1591, PLANADA, CA 95365-1591

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2010 · Amount on Record
Deed Sale	Jan 21, 2010 · Amount on Record
Prior Sale	Jan 30, 2009 · Amount on Record
Deed Document Number	2010-002334
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Le Grand Union High School District (09 - 12)
Elementary School District	Planada Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$643.00 (+3.04%)	$50,330 (+4.04%) Land $10,320 Building $40,010
2023	$624.00 (+5.23%)	$48,377 Land $9,920 Building $38,457
2022	$593.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	228.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 84 policies
Nearby Flood Policies	84 in force
Nearby Flood Claims	13 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 8 claims Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

Based on FCC filings for 260 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PLANADA CSD serves 4,164 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.