Merced County property record for 282 Zarate Ct, Planada, CA 95365
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 858 sqft · built 1995 |
| Lot Size | 0.117 acres (5,112 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $273,500 (Mar 2025) |
| Tax Bill | $2,968 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Feb 2022 Foreclosure |
| Flood Zone | Zone AH (high risk) |
| APN | 053-301-009-000 |
| Primary APN | 053-301-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 858 sqft Living Area |
| Gross Area | 1,077 sqft |
| 1st Floor Area | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,112 sqft (0.117 acres) |
| Garage Type | Attached |
| Garage Area | 219 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 322 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 053-301-009 |
|---|---|
| Street Address | 282 ZARATE CT |
| City | PLANADA |
| State | CA |
| Zip | 95365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15000 |
| Legal Description | SUNRISE TERR 2 LOT 8 |
| Legal Subdivision | SUNRISE TERRACE 02 |
| Legal Lot Number | 8 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | PLANADA-LE GRAND |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 1901 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 282 ZARATE CT, PLANADA, CA 95365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Nov 18, 2022 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 4, 2022 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on Record |
| Deed Sale | Mar 13, 2025 · Amount on Record |
| Prior Sale | Nov 18, 2022 · Amount on Record |
| Deed Document Number | 20257769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 18, 2022 |
| Property Address | 282 ZARATE CT, PLANADA, CA 95365 |
| Document Number | 0000040627 |
| Map Reference | MB 42 PG 1-4 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022040627 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 282 ZARATE CT, PLANADA, CA 95365 |
| Document Number | 0000040628 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022040628 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 4, 2022 |
| Property Address | 282 ZARATE CT, PLANADA, CA 95365 |
| Document Number | 0000005613 |
| Map Reference | MB 42 PG 1-4 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2022005613 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1562 TULLY RD STE A, A, MODESTO, CA 95350-4063 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Secondary School District | Le Grand Union High School District (09 - 12) |
| Elementary School District | Planada Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $278,970 (+10.8%) Land $76,500 Building $202,470 | |
| 2025 | $2,968.00 (-10.22%) | $251,776 (+4.04%) Land $72,828 Building $178,948 |
| 2023 | $3,306.00 (+31.45%) | $242,000 Land $70,000 Building $172,000 |
| 2022 | $2,515.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 228.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 13 (1982–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLANADA CSD serves 4,164 people · EPA ID CA2410007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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