323 W Front St, Harvard, IL 60033 Property Records

McHenry County property record for 323 W Front St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.047 acres (2,055 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2023 Transfer Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-35-403-033`

Property Details

APN / Parcel Number

Primary APN	`01-35-403-033`

Exterior

Lot Area	2,055 sqft

Location & Zoning

Street Address	323 W FRONT ST
City	HARVARD
State	IL
Zip	60033-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0001465 LT 1 /EX WLY 82.19FT/ AS MEAS ALONG N LINE HARVARD COMMONS
Legal Subdivision	HARVARD COMMONS
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3006
Census Tract	870302

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5021 NGHWOOD LN, LAKE IN THE HILLS, IL 60156
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Transfer on Death Deed, Transfer
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023
Deed Sale	Sep 29, 2023
Prior Sale	Mar 1, 2013 · Amount on Record
Deed Document Number	0000024637
Record Updated	Jun 7, 2026

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 29, 2023
Property Address	323 W FRONT ST, HARVARD, IL 60033-2711
Document Number	0000024637
Map Reference	DOC 2004R0073691
Instrument Date	Sep 21, 2023
Instrument	2023R0024637
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 W FRONT ST, HARVARD, IL 60033-2711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5021 NGHWOOD LANE, LAKE IN THE HILLS, IL 60156

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	323 W FRONT ST, HARVARD, IL 60033-2711
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 W FRONT ST, HARVARD, IL 60033-2711

Mortgage

Document Number	0000040511
Date	Dec 7, 2022
Instrument	2022R0040511

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$35,425 Land $3,216 Building $32,209	$106,275 Land $9,648 Building $96,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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