331 W Front St, Harvard, IL 60033 Property Records

McHenry County property record for 331 W Front St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.045 acres (1,990 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`01-35-403-030`

Property Details

APN / Parcel Number

Primary APN	`01-35-403-030`

Exterior

Lot Area	1,990 sqft

Location & Zoning

Street Address	331 W FRONT ST
City	HARVARD
State	IL
Zip	60033-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2006R0023896 SWLY PT LT 2 HARVARD COMMONS MEMO: PARDO, LORI AKA PARDO, LORENA A
Legal Subdivision	HARVARD COMMONS
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3006
Census Tract	870302

Owner

Source: McHenry County records · APN 01-35-403-030

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	331 W FRONT ST, HARVARD, IL 60033-2711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2006
Deed Sale	Apr 05, 2006
Deed Document Number	2006R0023896
Record Updated	Jun 07, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	331 W FRONT ST, HARVARD, IL 60033-2711
Document Number	0000026006
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	331 W FRONT ST #C HARVARD IL 600332711, C, HARVARD, IL 60033-2711

Mortgage

Document Number	0000026006
Date	Jul 17, 2017
Instrument	26006

Lender

Name	SELENE FIN
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$35,425 Land $3,216 Building $32,209	$106,275 Land $9,648 Building $96,627

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Based on FCC filings for 476 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARVARD serves 9,469 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.