111 W Front St, Harvard, IL 60033 Property Records

McHenry County property record for 111 W Front St, Harvard, IL 60033

Property Summary

Property Type	Commercial
Lot Size	0.086 acres (3,762 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jan 2019 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-410-023`

Property Details

APN / Parcel Number

Primary APN	`01-35-410-023`

Exterior

Lot Area	3,762 sqft

Location & Zoning

Street Address	111 W FRONT ST
City	HARVARD
State	IL
Zip	60033-2833
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2020R0056074 MID PT & N 16FT E1/2 LT 13 BLK 12 ORIG PLAT CITY OF HARVARD MEMO: DIVISION PER OWNERS REQUEST
Legal Subdivision	HARVARD
Legal Block	12
Legal Lot Number	13
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3036
Census Tract	870302

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 344, HARVARD, IL 60033-0344
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Deed of Trust, Mortgage CITY OF HARVARD
Aug 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK
Dec 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 21, 2020
Transfer Doc	0000056075
Record Updated	Jun 7, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	111 W FRONT ST, HARVARD, IL 60033-2833
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001285
Date	Jan 15, 2019
Instrument	2019R0001285

Lender

Name	CITY OF HARVARD
Type	Government Agency
Address	HARVARD, IL 60033

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2024

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	111 W FRONT ST, HARVARD, IL 60033-2833
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026724
Date	Aug 20, 2019
Instrument	2019R0026724

Lender

Name	STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 21, 2020
Property Address	111 W FRONT ST, HARVARD, IL 60033-2833
Document Number	0000056075
Instrument Date	Dec 4, 2020
Instrument	56075
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8904 FERRIS RD HARVARD IL 600339333, HARVARD, IL 60033-9333

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$5,500 Land $5,500	$16,500 Land $16,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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