Johnston County property record for 323 Saddle Ridge Dr, Willow Spring, NC 27592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,357 sqft · built 2003 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Aug 2019) |
| Tax Bill | $2,428 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13E04012Q |
| Primary APN | 13E04012Q |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,357 sqft Living Area |
| Gross Area | 3,273 sqft |
| 1st Floor Area | 1,957 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Area | 538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000221681 |
|---|---|
| Street Address | 323 SADDLE RIDGE DR |
| City | WILLOW SPRING |
| State | NC |
| Zip | 27592-7642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 53 SADDLE RIDGE 60/225 |
| Legal Subdivision | SADDLE RIDGE |
| Legal Lot Number | 53 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | PLEASANT GROVE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41504 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 323 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 9, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage CEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on Record |
| Deed Sale | Aug 28, 2019 · Amount on Record |
| Prior Sale | Feb 4, 2011 · Amount on Record |
| Deed Document Number | 2019625449 |
| Deed Book / Page | 5414 / 572 |
| Prior Transfer Date | Jan 31, 2011 |
| Prior Transfer Doc | 0000308292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 323 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7642 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005692 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | DEED7057/438 |
| Instrument | 2026005692 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 323 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 323 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7642 |
| Document Number | 0000597616 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 5277/0083 |
| Instrument | 2019597616 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Aug 28, 2019 |
| Property Address | 323 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7642 |
| Document Number | 0000625449 |
| Book / Page | 5414 / 0572 |
| Map Reference | MB 66 SL 269 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2019625449 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 681, ANGIER, NC 27501-0681 |
| Name | Verified Name |
|---|---|
| Address | 323 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7642 |
| Document Number | 0000625450 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019625450 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,428.00 (-1.58%) | $388,510 (-) Land $92,070 Building $296,440 | $388,510 (-) Land $92,070 Building $296,440 |
| 2025 | $2,467.00 (+30.25%) | $388,510 (+60.99%) Land $92,070 Building $296,440 | $388,510 (+60.99%) Land $92,070 Building $296,440 |
| 2023 | $1,894.00 | $241,330 Land $41,940 Building $199,390 | $241,330 Land $41,940 Building $199,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures