Johnston County property record for 322 Saddle Ridge Dr, Willow Spring, NC 27592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,045 sqft · built 2004 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $387,000 (May 2026) |
| Tax Bill | $2,162 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 13E04010M |
| Primary APN | 13E04010M |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 2,884 sqft |
| 1st Floor Area | 846 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 240 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000185928 |
|---|---|
| Street Address | 322 SADDLE RIDGE DR |
| City | WILLOW SPRING |
| State | NC |
| Zip | 27592-7641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LT 10 SADDLE RIDGE 60/225 |
| Legal Subdivision | SADDLE RIDGE |
| Legal Lot Number | 10 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | PLEASANT GROVE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41504 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 1, 2026 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Oct 21, 2019 | Loan Modification, Mortgage · Conventional Mortgage ANDREWS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | Jul 1, 2015 · Amount on Record |
| Deed Document Number | 202613953 |
| Deed Book / Page | 7103 / 573 |
| Prior Transfer Date | May 27, 2004 |
| Prior Transfer Doc | 2699000351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | May 1, 2026 |
| Property Address | 322 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7641 |
| Document Number | 0000013953 |
| Book / Page | 7103 / 573 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.13953 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | LONE PEAK TITLE INSURANCE, LONGLEAF TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,174.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7641 |
| Document Number | 0000013954, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026..13954 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 322 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7641 |
| Document Number | 0000633579 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 322 SADDLE RIDGE DR WILLOW SPRING NC 275927641, WILLOW SPRING, NC 27592-7641 |
| Document Number | 0000633579 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 005456/000409 |
| Instrument | 633579 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 28, 2044 |
| Rate | 4.25% |
|---|
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,162.00 (-1.55%) | $345,980 (-) Land $82,620 Building $263,360 | $345,980 (-) Land $82,620 Building $263,360 |
| 2025 | $2,196.00 (+35.39%) | $345,980 (+67.34%) Land $82,620 Building $263,360 | $345,980 (+67.34%) Land $82,620 Building $263,360 |
| 2023 | $1,622.00 | $206,750 Land $37,640 Building $169,110 | $206,750 Land $37,640 Building $169,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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