Johnston County property record for 295 Saddle Ridge Dr, Willow Spring, NC 27592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,108 sqft · built 2004 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Sep 2004) |
| Tax Bill | $2,840 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13E04012R |
| Primary APN | 13E04012R |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,108 sqft Living Area |
| Gross Area | 3,911 sqft |
| 1st Floor Area | 1,416 sqft |
| Attic | Attic |
| Attic Area | 822 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000108654 |
|---|---|
| Street Address | 295 SADDLE RIDGE DR |
| City | WILLOW SPRING |
| State | NC |
| Zip | 27592-7640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | L54 SADDLE RIDGE 60/225 1625 |
| Legal Subdivision | SADDLE RIDGE |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | PLEASANT GROVE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41504 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 295 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2004 · Amount on Record |
| Deed Sale | Sep 20, 2004 · Amount on Record |
| Prior Sale | Jul 14, 2004 · Amount on Record |
| Deed Book / Page | 2766 / 560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jul 10, 2026 |
| Property Address | 295 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7640 |
| Document Number | 0000022653 |
| Book / Page | 7149 / 548 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202622653 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 295 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7640 |
| Document Number | 0000022653, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 7149/548 |
| Instrument | 202622653 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 295 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7640 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000020882 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 6501/2 |
| Instrument | 2023020882 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 295 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7640 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000756588 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 5971/3 |
| Instrument | 2021756588 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 295 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000579254 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 5190/0330 |
| Instrument | 2018579254 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,840.00 (+24.84%) | $454,480 (+62.85%) Land $84,380 Building $370,100 | $454,480 (+62.85%) Land $84,380 Building $370,100 |
| 2023 | $2,275.00 | $279,080 Land $38,440 Building $240,640 | $279,080 Land $38,440 Building $240,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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