Kenton County property record for 323 Orchard St, Covington, KY 41011 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,020 sqft |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Owner Name on File |
| Last Sale | $90,000 (Sep 2014) |
| Tax Bill | $1,460 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-18-004.00 |
| Primary APN | 054-22-18-004.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,020 sqft Finished Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0542218004.00 |
|---|---|
| Street Address | 323 ORCHARD ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDDLES 2ND 4' LOT 10 & 20' LOT 11 |
| Legal Subdivision | RIDDLES |
| Legal Phase | 2 |
| Legal Lot Number | 10,11 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 60700 |
Source: Kenton County records · APN 054-22-18-004.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 323 ORCHARD ST, COVINGTON, KY 41011-2220 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2014 · Amount on Record |
| Deed Sale | Sep 10, 2014 · Amount on Record |
| Prior Sale | Oct 02, 2012 · Amount on Record |
| Deed Document Number | 0000054933 |
| Deed Book / Page | 5493 / 3 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 323 ORCHARD ST, COVINGTON, KY 41011-2220 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900226 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 340/446 |
| Instrument | 22022205900226 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,460.00 (-0.48%) | $110,200 (-) Land $5,000 Building $105,200 | $110,200 (-) Land $5,000 Building $105,200 |
| 2023 | $1,467.00 | $110,200 Land $5,000 Building $105,200 | $110,200 Land $5,000 Building $105,200 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lee-Holman Historic District listed 1996 · 152 contributing resources · NRIS 96000798 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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