321 Orchard St, Covington, KY 41011 Property Records

Kenton County property record for 321 Orchard St, Covington, KY 41011

Property Summary

Property Type	Vacant Land
Details	1,061 sqft
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Flood Zone	Zone X (minimal risk)
APN	`054-22-18-005.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-18-005.00`

Exterior

Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	82 ft deep x 24 ft wide

Location & Zoning

Street Address	321 ORCHARD ST
City	COVINGTON
State	KY
Zip	41011-2220
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	RIDDLES 2ND PT LOTS 9-10
Legal Subdivision	RIDDLES
Legal Phase	2
Legal Lot Number	9,10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1019
Census Tract	60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lee-Holman Historic District listed 1996 · 152 contributing resources · NRIS 96000798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

321 Orchard St, vacant land, is owned by a company that acquired it in December 2013.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1650 RUSSELL ST, COVINGTON, KY 41011-3361
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 10, 2013
Transfer Doc	0005900131
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$10,000 (+66.67%) Land $10,000	$10,000 (+66.67%) Land $10,000
2025	$6,000 Land $6,000	$6,000 Land $6,000
2023	$6,000 Land $6,000	$6,000 Land $6,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Orchard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Orchard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30