Kenton County property record for 319 Orchard St, Covington, KY 41011 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 900 sqft · built 1900 |
| Lot Size | 0.045 acres (1,968 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $99,209 (Jul 2015) |
| Tax Bill | $829 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-18-006.00 |
| Primary APN | 054-22-18-006.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Finished Area |
| Gross Area | 1,180 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 1,968 sqft (0.045 acres) |
| Lot Dimensions | 82 ft deep x 24 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 319 ORCHARD ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDDLES 2ND PT LOTS 8-9 24'X 82' SS ORCHARD 199' W HOLMAN |
| Legal Subdivision | RIDDLES |
| Legal Phase | 2 |
| Legal Lot Number | 8,9 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 60700 |
Source: Kenton County records · APN 054-22-18-006.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 319 ORCHARD ST, COVINGTON, KY 41011-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 30, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2015 · Amount on Record |
| Deed Sale | Jul 27, 2015 · Amount on Record |
| Deed Document Number | 201507 27 059 00029 |
| Deed Book / Page | 5698 / 14 |
| Last Transfer Date | Jan 14, 2025 |
| Transfer Doc | 0000000082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 319 ORCHARD ST, COVINGTON, KY 41011-2220 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 319 ORCHARD ST, COVINGTON, KY 41011-2220 |
| Document Number | 0005900258 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 200/113 |
| Instrument | 21041205900258 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 28, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 319 ORCHARD ST, COVINGTON, KY 41011-2220 |
| Document Number | 0000000065 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 319 ORCHARD ST COVINGTON KY 410112220, COVINGTON, KY 41011-2220 |
| Document Number | 0000000065 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 0C6439/000338 |
| Instrument | 65 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $829.00 (-4.6%) Homeowner's exemption | $111,700 (-) Land $5,000 Building $106,700 | $111,700 (-) Land $5,000 Building $106,700 |
| 2023 | $869.00 Homeowner's exemption | $111,700 Land $5,000 Building $106,700 | $111,700 Land $5,000 Building $106,700 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lee-Holman Historic District listed 1996 · 152 contributing resources · NRIS 96000798 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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