Santa Cruz County property record for 323 Kingsbury Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,676 sqft · built 1973 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,925,000 (Dec 2019) |
| Tax Bill | $25,331 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-232-11 |
| Primary APN | 043-232-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,676 sqft Living Area |
| Gross Area | 4,192 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 6,665 sqft (0.153 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 323 KINGSBURY DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | APTOS BEACH CC PROPS 06 |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 122205 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 KINGSBURY DR, APTOS, CA 95003-5131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage STAR ONE CU |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU |
| Dec 27, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2019 · Amount on Record |
| Deed Sale | Dec 27, 2019 · Amount on Record |
| Deed Document Number | 201941086 |
| Prior Transfer Date | Apr 16, 2013 |
| Prior Transfer Doc | 0000020437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 323 KINGSBURY DR, APTOS, CA 95003-5131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 323 KINGSBURY DR, APTOS, CA 95003-5131 |
| Document Number | 0000017823 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022-0017823 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 323 KINGSBURY DR, APTOS, CA 95003-5131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 323 KINGSBURY DR, APTOS, CA 95003-5131 |
| Document Number | 0000054305 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-0054305 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 27, 2019 |
| Property Address | 323 KINGSBURY DR, APTOS, CA 95003-5131 |
| Document Number | 0000041086 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 41086 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,117.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 323 KINGSBURY DR APTOS CA 950035131, APTOS, CA 95003-5131 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,147,374 (+2%) Land $1,717,899 Building $429,475 | ||
| 2025 | $25,331.00 (+9.38%) Homeowner's exemption | $2,105,269 (+4.04%) Land $1,684,215 Building $421,054 | |
| 2023 | $23,158.00 (+1.96%) Homeowner's exemption | $2,023,519 Land $1,618,815 Building $404,704 | $2,025,990 |
| 2022 | $22,713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 21 (1998–2023) |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., T-Mobile USA, Verizon.
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