315 Kingsbury Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 315 Kingsbury Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 5,391 sqft · built 2014
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$820,000 (Nov 2012)
Tax Bill$22,759 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN043-231-14

Property Details

APN / Parcel Number

Primary APN043-231-14
Alternative APN
  • 043-231-14-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Building Area5,391 sqft Living Area
Gross Area5,901 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Construction TypeWood
Roof MaterialMetal
Lot Area7,405 sqft (0.17 acres)
View / LotOcean
Garage TypeAttached
Garage Area510 sqft
Parking Spaces2 Parking Spaces
Deck Area408 sqft
Patio Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address315 KINGSBURY DR
CityAPTOS
StateCA
Zip95003-5111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionAPTOS BEACH CC PROPS 06
Legal Block83
Legal Lot Number11
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1018
Census Tract122205

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7546 N TOLETACHI RD, FRESNO, CA 93711-0538
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Aug 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2012 · Amount on Record
Deed SaleNov 16, 2012 · Amount on Record
Deed Document Number201256559
Last Transfer DateDec 23, 2014
Transfer Doc0000001218
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address315 KINGSBURY DR, APTOS, CA 95003-5111
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7546 N TOLETACHI RD, FRESNO, CA 93711-0538

Mortgage

Document Number0000035145
DateJun 29, 2021
Instrument2021-0035145
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueDec 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address315 KINGSBURY DR, APTOS, CA 95003-5111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025094
DateAug 28, 2019
Instrument2019-0025094
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address315 KINGSBURY DR, APTOS, CA 95003-5111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address7546 N TOLETACHI RD, FRESNO, CA 93711-0538

Mortgage

Document Number0000047872
DateNov 13, 2020
Instrument2020-0047872
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,912,606 (+2%) Land $1,060,614 Building $851,992
2025$22,759.00 (+9.47%)$1,875,104 (+4.04%) Land $1,039,818 Building $835,286
2023$20,791.00 (+1.98%)$1,802,292 Land $999,441 Building $802,851$2,181,690
2022$20,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims21 (1998–2023)
Most Recent ClaimDec 2023 · tidal / storm surge
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surfnet Communications
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Cruzio Internet, Etheric Communications, LLC., T-Mobile USA, Verizon.

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