308 Kingsbury Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 308 Kingsbury Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,774 sqft · built 1979
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Tax Bill	$5,725 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Apr 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043-081-06`

Property Details

APN / Parcel Number

Primary APN	`043-081-06`
Alternative APN	`043-081-06-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,774 sqft Living Area
Gross Area	3,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Other
Lot Area	6,839 sqft (0.157 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,195 sqft
Patio Area	1,195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	308 KINGSBURY DR
City	APTOS
State	CA
Zip	95003-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	APTOS BEACH CC PROPS 06
Legal Lot Number	5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	122205

Owner

308 Kingsbury Dr is owned and occupied by an individual who acquired it in July 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	308 KINGSBURY DR, APTOS, CA 95003-5112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 18, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 13, 2018	Trustee's Deed, Transfer US BK
Aug 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit FISH FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 18, 2017
Transfer Doc	0000025851
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	308 KINGSBURY DR, APTOS, CA 95003-5112
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 KINGSBURY DR, APTOS, CA 95003-5112

Mortgage

Document Number	0000044215
Date	Aug 25, 2021
Instrument	2021-0044215

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	718 Months
Due	Jun 9, 2081

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 18, 2018
Property Address	308 KINGSBURY DR, APTOS, CA 95003-5112
Document Number	0000011612
Instrument Date	Apr 17, 2018
Instrument	11612
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	308 KINGSBURY DR APTOS CA 950035112, APTOS, CA 95003-5112

March 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 13, 2018
Property Address	308 KINGSBURY DR, APTOS, CA 95003-5112
Instrument Date	Mar 8, 2018
Instrument	7481
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	308 KINGSBURY DR APTOS CA 950035112, APTOS, CA 95003-5112

Mortgage

Document Number	0000007481
Date	Mar 13, 2018
Instrument	7481

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 4, 2017
Property Address	308 KINGSBURY DR, APTOS, CA 95003-5112
Document Number	0000025851
Instrument Date	Jul 18, 2017
Instrument	25851
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	308 KINGSBURY DR APTOS CA 950035112, APTOS, CA 95003-5112

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	308 KINGSBURY DR, APTOS, CA 95003-5112
Document Number	0000018705
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	308 KINGSBURY DR APTOS CA 950035112, APTOS, CA 95003-5112

Mortgage

Document Number	0000018705
Date	Jun 19, 2018
Instrument	18705

Lender

Name	FISH FAMILY TRUST (PT)
Address	308 KINGSBURY DR, APTOS, CA 95003-5112

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 308 Kingsbury Dr was $5,725 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,509 (+2%) Land $133,262 Building $245,247
2025	$5,725.00 Homeowner's exemption	$371,087 Land $130,649 Building $240,438
2023	$5,118.00 (+2.79%) Homeowner's exemption	$356,678 Land $125,576 Building $231,102	$3,044,610
2022	$4,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Kingsbury Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	21 (1998–2023)
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Kingsbury Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, T-Mobile, Verizon.

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