323 E Locust St, Des Moines, IA 50309 Property Records

Polk County property record for 323 E Locust St, Des Moines, IA 50309

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details18,540 sqft · built 1958
Lot Size0.926 acres (40,348 sqft)
OwnerCompany Name on Record
Last Sale$753,500 (May 2008)
Deeds & MortgagesDec 2021 Mortgage
Jun 2022 Line of Credit
+ 2 more
Flood ZoneZone X (reduced by levee)
APN7824-03-308-007

Property Details

APN / Parcel Number

Primary APN7824-03-308-007
Alternative APN
  • 040/03812-001-000

Interior

Stories1 Story
Building Area18,540 sqft Total Area
Gross Area20,620 sqft
1st Floor Area18,540 sqft

Exterior

Year BuiltBuilt 1958
Exterior MaterialConcrete Block
Construction TypeSteel Frame
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area40,348 sqft (0.926 acres)
FenceFence
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address323 E LOCUST ST
CityDES MOINES
StateIA
Zip50309-1806
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal DescriptionINTERVENING VAC ALLEY & E 110F LTS 5,6 & ALL LOTS 7 & 8 & A STRIP S OF & ADJ LOT 8 MEAS 56.3F ELY LN & 44.5F ON WLY LN BLK 1
Legal SubdivisionSCOTT & DEANS ADD
Legal Block1
Legal Lot Number5,8
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1036
Census Tract5102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address900 64TH ST, WINDSOR HEIGHTS, IA 50324-1017
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Deed of Trust, Mortgage
LOWEA STATE BANK
Jun 17, 2022Deed of Trust, Mortgage · Line of Credit
BANK
May 12, 2017Loan Modification, Mortgage
IOWA ST BK
May 12, 2017Loan Modification, Mortgage
IOWA ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2008 · Amount on Record
Deed SaleMay 30, 2008 · Amount on Record
Prior SaleJun 7, 2002 · Amount on Record
Deed Document Number2008-00090054
Deed Book / Page12669 / 0338
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address323 E LOCUST ST, DES MOINES, IA 50309-1806
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 64TH ST, WINDSOR HEIGHTS, IA 50324-1017

Mortgage

Document Number0000126283
DateDec 2, 2021
Book Page18889/1
Instrument2021-00126283
Lender
NameLOWEA STATE BANK
TypeNon-Lending Institution
AddressDES MOINES, IA 50309
Agreement
AmountAmount Recorded
Term252 Months
DueDec 1, 2042

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address323 E LOCUST ST, DES MOINES, IA 50309-1806
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050197
DateJun 17, 2022
Book Page19158/980
Instrument2022-00050197
Lender
NameBANK
TypeBank
AddressDES MOINES, IA 50309
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 31, 2062

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK IA
Property Address323 E LOCUST ST, DES MOINES, IA 50309-1806
Document Number0000093929
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address900 64TH ST WINDSOR HEIGHTS IA 503241017, WINDSOR HEIGHTS, IA 50324-1017

Mortgage

Document Number0000093929
DateMay 15, 2017
Book Page016478/000758
Instrument93929
Lender
NameIOWA ST BK
TypeBank
AddressDES MOINES, IA 50309
Agreement
Term240 Months
DueMay 14, 2037

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK IA
Property Address323 E LOCUST ST, DES MOINES, IA 50309-1806
Document Number0000093928
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address900 64TH ST WINDSOR HEIGHTS IA 503241017, WINDSOR HEIGHTS, IA 50324-1017

Mortgage

Document Number0000093928
DateMay 15, 2017
Book Page016478/000755
Instrument93928
Lender
NameIOWA ST BK
TypeBank
AddressDES MOINES, IA 50309
Agreement
Term240 Months
DueMay 14, 2037

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,090,000 (+14.02%) Land $1,780,000 Building $1,310,000$3,090,000 (+14.02%) Land $1,780,000 Building $1,310,000
2023Additional exemption filed$2,710,000 (+19.38%) Land $1,780,000 Building $930,000$2,710,000 (+19.38%) Land $1,780,000 Building $930,000
2022$2,270,000 Land $1,780,000 Building $490,000
2021$2,270,000 Land $1,780,000 Building $490,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.

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