Polk County property record for 301 E Locust St, Des Moines, IA 50309
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 6,600 sqft · built 1971 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,650,000 (Dec 2021) |
| Tax Bill | $26,846 (2020) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2021 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 7824-03-308-001 |
| Primary APN | 7824-03-308-001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,600 sqft Total Area |
| 1st Floor Area | 6,600 sqft |
| Upper Floors Area | 2,192 sqft |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Steel Frame |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 301 E LOCUST ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50309-1806 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C-3B |
| Legal Description | LOTS 3 & 4 BLK 1 SCOTT & DEANS ADD |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 3 |
| Legal Subdivision | SCOTT & DEANS ADD |
| Legal Block | 1 |
| Legal Lot Number | 3,4 4 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 5102 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 900 64TH ST, WINDSOR HEIGHTS, IA 50324-1017 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit IOWA STATE BANK & TRUST CO |
| Dec 2, 2021 | Warranty Deed, Transfer · Line of Credit BANK |
| Aug 11, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on Record |
| Deed Sale | Dec 2, 2021 · Amount on Record |
| Prior Sale | Aug 11, 2017 · Amount on Record |
| Deed Document Number | 2021-00126279 |
| Deed Book / Page | 18888 / 977 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 301 E LOCUST ST, DES MOINES, IA 50309-1806 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000050245 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 19159/236 |
| Instrument | 2022-00050245 |
| Name | IOWA STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Mar 31, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 2, 2021 |
| Property Address | 301 E LOCUST ST, DES MOINES, IA 50309-1806 |
| Document Number | 0000126279 |
| Book / Page | 18888 / 977 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021-00126279 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,639.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 900-64TH STREET, WINDSOR HEIGHTS, IA 50324-1017 |
| Document Number | 0000126282 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021-00126282 |
| Name | BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Dec 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 11, 2017 |
| Property Address | 301 E LOCUST ST, DES MOINES, IA 50309-1806 |
| Document Number | 0000012526 |
| Book / Page | 016601 / 000525 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 12526 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $362.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 E LOCUST ST DES MOINES IA 503091806, DES MOINES, IA 50309-1806 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $991,000 (+14.04%) Land $727,000 Building $264,000 | $991,000 (+14.04%) Land $727,000 Building $264,000 | |
| 2023 | $869,000 Land $727,000 Building $142,000 | $869,000 Land $727,000 Building $142,000 | |
| 2020 | $26,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.
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