Polk County property record for 420 E Locust St, Des Moines, IA 50309
| Property Type | Restaurant |
|---|---|
| Details | 2 bd · 1 ba · 7,920 sqft · built 1885 |
| Lot Size | 0.061 acres (2,640 sqft) |
| Owner | Company Name on Record |
| Last Sale | $299,500 (May 2009) |
| Tax Bill | $12,134 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040/01831-000-000 |
| Primary APN | 040/01831-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 7,920 sqft Gross Area |
| 1st Floor Area | 2,640 sqft |
| Basement Area | 2,640 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 2,640 sqft (0.061 acres) |
| Lot Dimensions | 132 ft deep x 20 ft wide |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 420 E LOCUST ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50309-1910 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | C-3B |
| Legal Description | W 1/2 E 2/3 LOT 12 BLK 9 EAST FORT DES MOINES |
| Legal Subdivision | EAST FORT DES MOINES |
| Legal Block | 9 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 5102 |
Source: Polk County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 420 E LOCUST ST, DES MOINES, IA 50309-1910 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2009 · Amount on Record |
| Deed Sale | May 21, 2009 · Amount on Record |
| Prior Sale | Sep 18, 2001 · Amount on Record |
| Deed Document Number | 200980927 |
| Deed Book / Page | 13049 / 219 |
| Prior Transfer Date | May 18, 1999 |
| Prior Transfer Doc | 0000002614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 420 E LOCUST ST, DES MOINES, IA 50309-1910 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4100 COTTAGE GROVE AVE, DES MOINES, IA 50311-3512 |
| Document Number | 0000061191 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 18581/818 |
| Instrument | 2021-00061191 |
| Name | FORTRESS BANK |
|---|---|
| Type | Bank |
| Address | PEORIA, IL 61615 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jun 7, 2026 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,134.00 | $433,000 (+13.95%) Land $102,000 Building $331,000 | $433,000 (+13.95%) Land $102,000 Building $331,000 |
| 2024 | $12,134.00 (-13.89%) | ||
| 2023 | $380,000 Land $102,000 Building $278,000 | $380,000 Land $102,000 Building $278,000 | |
| 2020 | $14,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.
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