Brunswick County property record for 323 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,152 sqft · built 1970 |
| Lot Size | 0.11 acres (4,860 sqft) |
| Owner | Company Name on File |
| Last Sale | $300,000 (Nov 2020) |
| Tax Bill | $2,341 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 244NB002 |
| Primary APN | 244NB002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| Gross Area | 1,872 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,860 sqft (0.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 80140098 |
|---|---|
| Street Address | 323 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-9 B-52 S-A PLAT 3/178 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 52 |
| Legal Lot Number | 9 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 20512 |
Source: Brunswick County records · APN 244NB002
Assessment roll updated August 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7308 WESTWORTH DR, WILLOW SPRING, NC 27592-9610 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed, Transfer |
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on Record |
| Deed Sale | Nov 19, 2020 · Amount on Record |
| Prior Sale | Jul 01, 1974 |
| Deed Book / Page | 4490 / 467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 26, 2023 |
| Property Address | 323 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0050040656 |
| Book / Page | 5004 / 656 |
| Map Reference | MB 3 PG 178&178A |
| Instrument Date | Apr 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 97 POYTHRESS RD, CHAPEL HILL, NC 27516-8694 |
| Name | Verified Name |
|---|---|
| Address | 7308 WESTWORTH DR, WILLOW SPRING, NC 27592-9610 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 323 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0048320595 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 4832/595 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Nov 19, 2020 |
| Property Address | 323 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0044900467 |
| Book / Page | 4490 / 467 |
| Map Reference | MB 3 PG 178&178A |
| Instrument Date | Oct 06, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1601 MARINA ISLE WAY # WAY401, 1601, JUPITER, FL 33477-9453 |
| Name | Verified Name |
|---|---|
| Address | 97 POYHRESS RD, CHAPEL HILL, NC 27516-8694 |
| Document Number | 4490475 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 4490/475 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Nov 19, 2020 |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,341.00 | $615,230 (-) Land $400,000 Building $215,230 | $615,230 (-) Land $400,000 Building $215,230 |
| 2023 | $615,230 Land $400,000 Building $215,230 | $615,230 Land $400,000 Building $215,230 |
Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 186 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NC0410035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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