317 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 317 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,552 sqft · built 2022
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jun 2022)
Tax Bill	$4,775 (2025)
Deeds & Mortgages	Jun 2022 Sale & Construction Loan Sep 2019 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`244NA00101`

Property Details

APN / Parcel Number

Primary APN	`244NA00101`
Alternative APNs	`107516933253` `80087344` `80128207`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	2,552 sqft Heated Area
Gross Area	4,420 sqft
1st Floor Area	736 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,097 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80128207
Street Address	317 E FIRST ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-2 B-54 S-A OCEAN ISLE BEACH PL H/375
Legal Subdivision	SECTION A OCEAN ISLE BEACH
Legal Block	54
Legal Lot Number	2
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4014
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 BRITTANY PL, CARY, NC 27511-6003
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK
Sep 30, 2019	Warranty Deed, Transfer · Line of Credit CRESCOM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Book / Page	4862 / 347
Prior Transfer Date	Apr 15, 2008
Prior Transfer Doc	0027770232
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 6, 2022
Property Address	317 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7607
Document Number	0048620347
Book / Page	4862 / 347
Map Reference	CAB H PG 375
Instrument Date	Jun 2, 2022
Transaction Type	Construction Loan
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42794 SONGBIRD CT, BROADLANDS, VA 20148-5506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 BRITTANY PL, CARY, NC 27511-6003

Mortgage

Document Number	0004862350
Date	Jun 6, 2022
Instrument	4862/350

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	375 Months
Due	Sep 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 30, 2019
Property Address	317 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7607
Document Number	0042530525
Book / Page	4253 / 0525
Map Reference	CAB H PG 375
Instrument Date	Sep 25, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2552 WATERSCAPE DR SW, 2552, SUPPLY, NC 28462-5640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42794 SONGBIRD CT, BROADLANDS, VA 20148-5506

Mortgage

Document Number	42530527
Date	Sep 30, 2019
Instrument	4253/0527

Lender

Name	CRESCOM BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,279,380 (-) Land $400,000 Building $879,380	$1,279,380 (-) Land $400,000 Building $879,380
2025	$4,775.00	$1,279,380 (+88.32%) Land $400,000 Building $879,380	$1,279,380 (+88.32%) Land $400,000 Building $879,380
2024	$4,775.00
2023		$679,350 Land $400,000 Building $279,350	$679,350 Land $400,000 Building $279,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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