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239 E Central Ave, Dayton, OH 45449 Property Records

Montgomery County property record for 239 E Central Ave, Dayton, OH 45449 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,932 sqft · built 1900
Lot Size0.155 acres (6,765 sqft)
OwnerIndividual Name on File
Last Sale$192,500 (Mar 2023)
Tax Bill$3,714 (2024)
Deeds & MortgagesMar 2023 Sale & Mortgage
May 2019 Line of Credit
Flood ZoneZone X (reduced by levee)
APNK48 00107 0026

Property Details

APN / Parcel Number

Primary APNK48 00107 0026

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,932 sqft Living Area
1st Floor Area896 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,765 sqft (0.155 acres)
Lot Dimensions165 ft deep x 41 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area192 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address239 E CENTRAL AVE
CityDAYTON
StateOH
Zip45449-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description170
Legal SubdivisionCITY/WEST CARROLLTON REV
Legal Lot Number26
JurisdictionMONTGOMERY OH
Township / Civil DivisionWEST CARROLLTON
Census Block Group2
Census Block2041
Census Tract50301

Owner

Source: Montgomery County records · APN K48 00107 0026

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address239 E CENTRAL AVE, DAYTON, OH 45449-1804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
WRIGHT-PATT CREDIT UNION INC
May 23, 2019Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 23, 2023 · Amount on Record
Deed SaleMar 23, 2023 · Amount on Record
Prior SaleJun 03, 2009 · Amount on Record
Deed Document Number202300015332
Record UpdatedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateMar 23, 2023
Property Address239 E CENTRAL AVE, DAYTON, OH 45449-1804
Document Number0000015332
Instrument DateMar 20, 2023
Instrument202300015332
Transaction TypeTransfer
Record UpdatedMay 15, 2023
Title CompanyHOME SERVICES TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address239 E CENTRAL AVE, DAYTON, OH 45449-1804

Mortgage

Document Number0000015333
DateMar 23, 2023
Instrument202300015333
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address239 E CENTRAL AVE, DAYTON, OH 45449-1804
Document Number0000032378
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJul 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address239 E CENTRAL AVE WEST CARROLLTON OH 454491804, WEST CARROLLTON, OH 45449-1804

Mortgage

Document Number0000032378
DateJun 24, 2019
Instrument32378
Lender
NameWRIGHT-PATT CU
TypeCredit Union
AddressBEAVERCREEK, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 23, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityWest Carrollton City
Unified School DistrictWest Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$54,450 (-) Land $6,570 Building $47,880
2024$3,714.00 (+7.06%)
2023$3,469.00 (+10.87%)$54,450 (+41.91%) Land $6,570 Building $47,880$155,570 (+41.88%) Land $18,760 Building $136,810
2022$3,129.00$38,370 Land $4,620 Building $33,750
2020$109,650 Land $13,210 Building $96,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130503012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1989–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2020, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 383 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless (licensed-by-rule)400 / 40
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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