Cleveland County property record for 323 Christopher Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,305 sqft · built 1964 |
| Lot Size | 0.549 acres (23,940 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Oct 2025) |
| Tax Bill | $1,094 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1348569 |
| Primary APN | 1348569 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,305 sqft Finished Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 23,940 sqft (0.549 acres) |
| Lot Dimensions | 180 ft deep x 133 ft wide |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 120 sqft |
| Storage Building | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1348569 |
|---|---|
| Street Address | 323 CHRISTOPHER RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-7671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT RD 1105 LIFE ESTATE |
| Legal Subdivision | SOUTH SHELBY |
| Legal Block | 4 |
| Legal Lot Number | 29 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 951602 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 323 CHRISTOPHER RD, SHELBY, NC 28152-7671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Mar 8, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Deed Book / Page | 1959 / 1421 |
| Prior Transfer Date | Apr 26, 2024 |
| Prior Transfer Doc | 0019201609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 30, 2025 |
| Property Address | 323 CHRISTOPHER RD, SHELBY, NC 28152-7671 |
| Document Number | 0019591421 |
| Book / Page | 1959 / 1421 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 200120583 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2711 LEO DR, GREENSBORO, NC 27405-3329 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 323 CHRISTOPHER RD, SHELBY, NC 28152-7671 |
| Document Number | 0200120584 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 200120584 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 8, 2021 |
| Property Address | 323 CHRISTOPHER RD, SHELBY, NC 28152-7671 |
| Document Number | 0018350060 |
| Book / Page | 1835 / 60 |
| Instrument Date | Feb 13, 2021 |
| Instrument | 200051882 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 CHRISTOPHER RD, 323, SHELBY, NC 28152-7671 |
| Name | Verified Name |
|---|---|
| Address | 480 BOILING SPRINGS RD, MOORESBORO, NC 28114-8614 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,094.00 (+9.73%) | $160,600 (+2.2%) Land $12,281 Building $148,319 | $160,600 (+2.2%) Land $12,281 Building $148,319 |
| 2025 | $997.00 | $157,146 (+151.85%) Land $12,281 Building $144,865 | $157,146 (+151.85%) Land $12,281 Building $144,865 |
| 2023 | $62,396 Land $9,695 Building $52,701 | $62,396 Land $9,695 Building $52,701 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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