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324 Christopher Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 324 Christopher Rd, Shelby, NC 28152

Property Summary

Property TypeSingle Family Home
Details1,807 sqft · built 1965
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Tax Bill$1,489 (2026)
Deeds & MortgagesSep 2022 Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN1350986

Property Details

APN / Parcel Number

Primary APN1350986
Alternative APNs
  • 1307956
  • 5472

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,807 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Foundation TypeFooting
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area384 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1350986
Street Address324 CHRISTOPHER RD
CitySHELBY
StateNC
Zip28152-7672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description2 AC RD 1105
Legal SubdivisionSOUTH SHELBY
Legal Block1
Legal Lot Number15
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group3
Census Block3009
Census Tract951602

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address324 CHRISTOPHER RD, SHELBY, NC 28152-7672
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Intrafamily Transfer, Transfer · FHA Mortgage
BROKER SOLUTIONS INC
Jun 7, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2022
Deed SaleSep 30, 2022
Deed Document Number2022200079011
Deed Book / Page1883 / 2134
Prior Transfer DateSep 26, 2022
Prior Transfer Doc0018832134
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLEVELAND NC
Recording DateSep 30, 2022
Property Address324 CHRISTOPHER RD, SHELBY, NC 28152-7672
Document Number0018832134
Book / Page1883 / 2134
Instrument DateSep 26, 2022
Instrument200079011
Transaction TypeTransfer
Record UpdatedOct 14, 2022
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address324 CHRISTOPHER RD, 324, SHELBY, NC 28152-7672

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 CHRISTOPHER RD, SHELBY, NC 28152-7672

Mortgage

Document Number0018832136
DateSep 30, 2022
Instrument1883/2136
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJun 7, 2022
Property Address324 CHRISTOPHER RD, SHELBY, NC 28152-7672
Document Number0018742328
Book / Page1874 / 2328
Instrument DateJun 1, 2022
Instrument200073941
Transaction TypeTransfer
Record UpdatedJun 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address324 CHRISTOPHER RD, 324, SHELBY, NC 28152-7672

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 CHRISTOPHER RD, SHELBY, NC 28152-7672

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,489.00 (+5.16%)$223,032 (-) Land $25,005 Building $198,027$223,032 (-) Land $25,005 Building $198,027
2025$1,416.00$223,032 (+64.35%) Land $25,005 Building $198,027$223,032 (+64.35%) Land $25,005 Building $198,027
2023$135,709 Land $23,150 Building $112,559$135,709 Land $23,150 Building $112,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL		100 / 20

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