261 Christopher Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 261 Christopher Rd, Shelby, NC 28152

Property Summary

Property TypeResidential Vacant Land
Lot Size7.2 acres (313,632 sqft)
Owner2 Individual Names on Record
Last Sale$65,000 (Dec 2021)
Tax Bill$382 (2025)
Deeds & MortgagesSep 2024 Construction Loan
Dec 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN65547

Property Details

APN / Parcel Number

Primary APN65547
Alternative APN
  • 1343996

Exterior

Lot Area313,632 sqft (7.2 acres)

Location & Zoning

Account Number1343996
Street Address261 CHRISTOPHER RD
CitySHELBY
StateNC
Zip28152-8227
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description#2 7.2 AC PB45-60 RD 1105
Legal Block1
Legal Lot Number97
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group2
Census Block2011
Census Tract951601

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address114 EVERGREEN DR, SHELBY, NC 28152-8571
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2024Deed of Trust, Mortgage · Construction Mortgage
AGSOUTH FARM CREDIT ACA AS AGENT
Dec 21, 2021Warranty Deed, Transfer · Line of Credit
CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Deed Document Number2021200066053
Deed Book / Page1860 / 2202
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address261 CHRISTOPHER RD, SHELBY, NC 28152-8227
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 EVERGREEN DR, SHELBY, NC 28152-8571
InvestorPossibly a Property Investor

Mortgage

Document Number0019292889
DateSep 25, 2024
Book Page1929/2889
Instrument200105171
Lender
NameAGSOUTH FARM CREDIT ACA AS AGENT
Address146 VICTORY LN, STATESVILLE, NC 28625
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueOct 1, 2055

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateDec 21, 2021
Property Address261 CHRISTOPHER RD, SHELBY, NC 28152-8227
Document Number0018602202
Book / Page1860 / 2202
Map ReferenceMB 45 PG 60
Instrument DateDec 21, 2021
Instrument200066053
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
Tax$130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 EVERGREEN DR, SHELBY, NC 28152-8571

Mortgage

Document Number0018602205
DateDec 21, 2021
Instrument1860/2205
Lender
NameCAROLINA FARM CREDIT ACA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 1, 2041

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,303 (-) Land $60,303$60,303 (-) Land $60,303
2025$382.00$60,303 (+29.83%) Land $60,303$60,303 (+29.83%) Land $60,303
2023$46,446 Land $46,446$46,446 Land $46,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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