Stearns County property record for 319 3rd Ave NE, Saint Stephen, MN 56375
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,698 sqft · built 1989 |
| Lot Size | 0.522 acres (22,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,600 (Sep 2015) |
| Tax Bill | $3,716 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-55927-0008 |
| Primary APN | 90-55927-0008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| Gross Area | 1,910 sqft |
| 1st Floor Area | 847 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,748 sqft (0.522 acres) |
| Lot Dimensions | 188 ft deep x 121 ft wide |
| Garage Type | Attached |
| Garage Area | 1,384 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 319 3RD AVE NE |
|---|---|
| City | SAINT STEPHEN |
| State | MN |
| Zip | 56375-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLK 002 SMOLEY ESTATES PLAT 3 REPLAT SECTION 24 TOWNSHIP 126 RANGE 029 SECTION 24 TOWNSHIP 126 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 126 |
| Legal Section | 24 |
| Legal Subdivision | SMOLEY ESTATES PLAT 3 REPLAT |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10200 |
319 3rd Ave NE is owned and occupied by an individual who bought it in September 2015.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 3RD AVE NE, SAINT STEPHEN, MN 56375-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2015 · Amount on File |
| Deed Sale | Sep 25, 2015 · Amount on File |
| Prior Sale | Mar 1, 1999 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 319 3rd Ave NE was $3,716.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Stephen City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,716.00 | $321,900 (+0.22%) Land $56,700 Building $265,200 | $321,900 (+0.22%) Land $56,700 Building $265,200 |
| 2025 | $321,200 Land $53,000 Building $268,200 | $321,200 Land $53,000 Building $268,200 | |
| 2023 | $3,558.00 | $311,400 Land $53,000 Building $258,400 | $311,400 Land $53,000 Building $258,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 3rd Ave NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 3rd Ave NE is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xtratyme Technologies.
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